Southside Bancshares (SBSI) Stock: Buy, Sell, or Hold?
SBSI - Southside Bancshares, Inc.
$30.65
0.16 (0.52%)
▲
5d:
-1.42%
30d:
-4.4%
90d:
-11.39%
HOLD
LOW Confidence
Analysis Updated: Oct 2, 2026 12:00 AM ET
Earnings: Oct 23, 2026
20d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: SBSI shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: SBSI shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$33.33
Based on 1.3% avg growth
INTRINSIC VALUE TODAY
$20.69
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: SBSI is currently trading at $30.65, which is considered oversold relative to its 30-day fair value range of $30.88 to $32.21. The stock's valuation (Forward PE: 9.4) is in line with its historical norms (9.7). Remarkably, the market is currently pricing in an annual earnings decline of 1.1% over the next few years. This pessimistic expectation contrasts with the company's recent 25.0% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, SBSI is in a downtrend. The price is currently testing key support at $29.82. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: SBSI scores 77/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $34.33 (+12.6%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, SBSI is in a downtrend. The price is currently testing key support at $29.82. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: SBSI scores 77/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $34.33 (+12.6%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$30.88 -
$32.21
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
88.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (77/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($34.33)
- CAUTION: Bottoming setup, but lagging the sector by 20% over 20 days — wait for relative strength
Trading Range Analysis
30-Day Trading Range
$30.88 -
$32.21
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$29.83
Resistance Level
$31.87
Current Trend
Downtrend
Technical data as of
Oct 1, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.43
Wall Street Target
$34.33
(+12.6%)
Revenue Growth (YoY)
8.3%
Earnings Growth (YoY)
25.0%
Profit Margin
31.0%
Valuation Discount vs History
-1.1% cheaper
PE vs Historical
9.4 vs 9.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.1%
(market-implied from PE analysis)
1-Year Target
$30.15
(-1%)
2-Year Target
$29.82
(-2%)
3-Year Target
$29.49
(-3%)
3-Yr Target (if PE normalizes)
(PE: 9→10)
$30.33
(-1%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.4, Growth: -1.5%)
$62.97
(+107%)
Base:
(SPY PE: 9.4, Growth: -1.5%)
$29.12
(-5%)
Bear:
(PE: 8.0, Growth: -1.5%)
$24.75
(-19%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 11.80 | Current EPS (TTM): $2.55
Bull Case
$41.94
(+38%)
Analyst growth 26.7%, PE expands to 13.0
Base Case
$38.12
(+25%)
Market implied 26.7%, PE stable at 11.8
Bear Case
$20.45
(-33%)
Severe decline -20.0%, PE contracts to 10.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 9.4 to 9.7
Stabilization Target:
$31.35
(+2.8%)
PE Expansion Potential:
+2.8%
Share & Embed Analysis
Last updated: October 02, 2026 12:51 PM ET
Data refreshes hourly during market hours. Next update: 1:51 PM
Data refreshes hourly during market hours. Next update: 1:51 PM
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Technical Signals Check
Is SBSI showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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