SBSI Stock Analysis: Buy, Sell, or Hold?
SBSI - Southside Bancshares, Inc.
$32.51
0.25 (0.77%)
▲
5d:
-4.97%
30d:
-8.71%
90d:
-1.57%
BUY
HIGH Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Oct 23, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: SBSI shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
✅ BUY SIGNAL: SBSI shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$62.22
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$38.63
15.9% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: SBSI is currently trading at $32.51, which is considered oversold relative to its 30-day fair value range of $33.32 to $35.26. The stock's valuation (Forward PE: 9.9) is in line with its historical norms (9.7). At these levels, the market is pricing in 0.5% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, SBSI is in a strong uptrend. The price is currently testing key support at $31.66. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, SBSI is in a strong uptrend. The price is currently testing key support at $31.66. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$33.32 -
$35.26
Company Quality Score
57/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
75.7%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($35.67)
- NEUTRAL: Market pricing in 0.5% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$33.32 -
$35.26
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$31.66
Resistance Level
$35.00
Current Trend
Strong Uptrend
Technical data as of
Jul 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.87
Wall Street Target
$35.67
(+9.7%)
Revenue Growth (YoY)
8.3%
Earnings Growth (YoY)
25.0%
Profit Margin
31.0%
Valuation Premium vs History
+0.5% premium
PE vs Historical
9.9 vs 9.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.5%
(market-implied from PE analysis)
1-Year Target
$32.67
(+1%)
2-Year Target
$32.84
(+1%)
3-Year Target
$33.00
(+2%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
PE COMPRESSION
$32.43
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.7, Growth: 42.7%)
$69.16
(+113%)
Base:
(SPY PE: 9.9, Growth: 42.7%)
$32.93
(+1%)
Bear:
(PE: 8.4, Growth: 42.7%)
$27.99
(-14%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 12.65 | Current EPS (TTM): $2.55
Bull Case
$45.84
(+41%)
Analyst growth 29.2%, PE expands to 13.9
Base Case
$41.67
(+28%)
Market implied 29.2%, PE stable at 12.7
Bear Case
$21.94
(-33%)
Severe decline -20.0%, PE contracts to 10.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 02, 2026 9:49 PM ET
Data refreshes hourly during market hours. Next update: 10:49 PM
Data refreshes hourly during market hours. Next update: 10:49 PM
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Technical Signals Check
Is SBSI showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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