Southside Bancshares (SBSI) Stock: Buy, Sell, or Hold?
SBSI - Southside Bancshares, Inc.
$31.81
1.02 (3.31%)
▲
5d:
+4.3%
30d:
+3.58%
90d:
-7.02%
WAIT
LOW Confidence
Analysis Updated: Oct 22, 2026 12:00 AM ET
Earnings: Oct 29, 2026
6d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 MIXED SIGNALS: SBSI shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: SBSI shows conflicting indicators. Wait for confirmation before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$33.60
Based on 1.4% avg growth
INTRINSIC VALUE TODAY
$20.86
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: SBSI is currently trading at $31.81, which is considered extended relative to its 30-day fair value range of $30.25 to $31.40. The stock's valuation (Forward PE: 9.5) is in line with its historical norms (9.7). Remarkably, the market is currently pricing in an annual earnings decline of 0.8% over the next few years. This pessimistic expectation contrasts with the company's recent 25.0% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, SBSI is in a strong downtrend. The price is approaching resistance at $31.31. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 3.3% recently.
Market Sentiment: SBSI scores 61/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $34.00 (+10.4%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, SBSI is in a strong downtrend. The price is approaching resistance at $31.31. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 3.3% recently.
Market Sentiment: SBSI scores 61/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $34.00 (+10.4%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$30.25 -
$31.40
Company Quality Score
43/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
64.3%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (61/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+3.3%)
- BULLISH: Trading below Wall St target ($34.00)
- WARNING: Composite score 43/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$30.25 -
$31.40
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$29.90
Resistance Level
$31.31
Current Trend
Strong Downtrend
Technical data as of
Oct 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.50
Wall Street Target
$34.00
(+10.4%)
Revenue Growth (YoY)
8.3%
Earnings Growth (YoY)
25.0%
Profit Margin
31.0%
Valuation Discount vs History
-0.8% cheaper
PE vs Historical
9.5 vs 9.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.8%
(market-implied from PE analysis)
1-Year Target
$30.54
(-1%)
2-Year Target
$30.30
(-2%)
3-Year Target
$30.06
(-2%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
$30.70
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: -1.3%)
$61.95
(+101%)
Base:
(SPY PE: 9.5, Growth: -1.3%)
$29.62
(-4%)
Bear:
(PE: 8.1, Growth: -1.3%)
$25.18
(-18%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 12.17 | Current EPS (TTM): $2.54
Bull Case
$43.41
(+41%)
Analyst growth 27.6%, PE expands to 13.4
Base Case
$39.47
(+28%)
Market implied 27.6%, PE stable at 12.2
Bear Case
$21.03
(-32%)
Severe decline -20.0%, PE contracts to 10.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 9.5 to 9.7
Stabilization Target:
$31.45
(+2.1%)
PE Expansion Potential:
+2.1%
Share & Embed Analysis
Last updated: October 22, 2026 1:53 PM ET
Data refreshes hourly during market hours. Next update: 2:53 PM
Data refreshes hourly during market hours. Next update: 2:53 PM
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Technical Signals Check
Is SBSI showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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