SFST vs SHBI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 15, 2026

SFST

49.3
AI Score
VS
SFST Wins

SHBI

49.0
AI Score

Investment Advisor Scores

SFST

49score
Recommendation
HOLD

SHBI

49score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric SFST SHBI Winner
Net Income 33.31M 59.51M SHBI
ROE 7.2% 10.1% SHBI
ROA 0.7% 1.0% SHBI
Total Assets 4.88B 6.26B SHBI
Cash 5.80M 355.57M SHBI
Free Cash Flow 47.64M 59.22M SHBI

Relative Price Performance (Last 90 Days)

SFST 1M: +1.4% · 3M: -5.8% SHBI 1M: +0.8% · 3M: -3.9%

Current Technical Phase

SFST

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 50

RSI (14): 50.3 · Price: $60.63

SHBI

Distribution
Trim / tighten stop

Price near a flattening SMA50 (slope -1.1%) with fading momentum, RSI 49

RSI (14): 48.9 · Price: $22.71

Fundamentals Snapshot

Metric SFST SHBI
Market Cap — —
Forward P/E 10.1 10.0
Trailing P/E 12.6 11.1
Revenue (TTM) — —
Revenue Growth 0.2% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.4%
EPS 4.83 2.05
Dividend Yield — 0.02%

Frequently Asked Questions

Based on our detailed analysis, SFST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.