SLM vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 04, 2026

SLM

56.9
AI Score
VS
UPST Wins

UPST

57.7
AI Score

Investment Advisor Scores

SLM

57score
Recommendation
BUY

UPST

58score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric SLM UPST Winner
Forward P/E 5.4318 12.7877 SLM
PEG Ratio 0.5827 0 Tie
Revenue Growth -55.8% 42.3% UPST
Earnings Growth -9.4% 211.2% UPST
Tradestie Score 56.9/100 57.7/100 UPST
Profit Margin 38.3% 4.7% SLM
Beta 1.00 1.00 Tie
AI Recommendation BUY HOLD SLM

Relative Price Performance (Last 90 Days)

SLM 1M: -24.6% · 3M: -38.3% UPST 1M: -12.0% · 3M: -32.3%

Current Technical Phase

SLM

Markdown
Sell / avoid

Price below a falling SMA50 (slope -12.2%), weak momentum, RSI 29

RSI (14): 29.5 · Price: $17.11

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -10.3%), weak momentum, RSI 40

RSI (14): 39.9 · Price: $20.97

Fundamentals Snapshot

Metric SLM UPST
Market Cap — —
Forward P/E 5.6 6.8
Trailing P/E 6.1 36.5
Revenue (TTM) — —
Revenue Growth -0.6% 0.3%
Gross Margin 1.0% 0.8%
Operating Margin -0.4% 0.1%
EPS 2.79 0.61
Dividend Yield 0.03% —

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.