SLM vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 16, 2026

SLM

65.8
AI Score
VS
UPST Wins

UPST

66.8
AI Score

Investment Advisor Scores

SLM

66score
Recommendation
STRONG BUY

UPST

67score
Recommendation
STRONG BUY

AI Analyst Insights

Detailed Metrics Comparison

Metric SLM UPST Winner
Forward P/E 7.764 14.4928 SLM
PEG Ratio 0.5827 0 Tie
Revenue Growth 8.1% 42.3% UPST
Earnings Growth -9.4% 211.2% UPST
Tradestie Score 65.8/100 66.8/100 UPST
Profit Margin 43.6% 4.7% SLM
Beta 1.00 1.00 Tie
AI Recommendation STRONG BUY STRONG BUY Tie

Relative Price Performance (Last 90 Days)

SLM 1M: -12.3% · 3M: -11.7% UPST 1M: -16.2% · 3M: -34.0%

Current Technical Phase

SLM

Markdown
Sell / avoid

Price below a falling SMA50 (slope -0.6%), weak momentum, RSI 29

RSI (14): 29.2 · Price: $22.61

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -9.5%), weak momentum, RSI 31

RSI (14): 31.3 · Price: $22.95

Fundamentals Snapshot

Metric SLM UPST
Market Cap — —
Forward P/E 6.7 6.6
Trailing P/E 6.2 44.2
Revenue (TTM) — —
Revenue Growth 0.1% 0.4%
Gross Margin 1.0% 0.8%
Operating Margin 0.3% 0.1%
EPS 3.63 0.52
Dividend Yield 0.02% —

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.