SOFI vs PLTR

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 02, 2026

SOFI

49.2
AI Score
VS
PLTR Wins

PLTR

56.5
AI Score

Investment Advisor Scores

SOFI

49score
Recommendation
HOLD

PLTR

57score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric SOFI PLTR Winner
Forward P/E 25.4453 90.0901 SOFI
PEG Ratio 0.7241 1.8862 SOFI
Revenue Growth 42.6% 84.7% PLTR
Earnings Growth 45.4% 325.0% PLTR
Tradestie Score 49.2/100 56.5/100 PLTR
Profit Margin 14.9% 43.7% PLTR
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

SOFI 1M: -11.6% · 3M: +1.3% PLTR 1M: -2.1% · 3M: -11.5%

Current Technical Phase

SOFI

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 44

RSI (14): 43.9 · Price: $16.31

PLTR

Markdown
Sell / avoid

Price below a falling SMA50 (slope -2.9%), weak momentum, RSI 44

RSI (14): 44.3 · Price: $123.06

Fundamentals Snapshot

Metric SOFI PLTR
Market Cap
Forward P/E 20.1 58.7
Trailing P/E 31.1 147.1
Revenue (TTM)
Revenue Growth 0.4% 0.8%
Gross Margin 0.8% 0.8%
Operating Margin 0.2% 0.5%
EPS 0.53 0.84
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, PLTR is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.