SOFI vs SLM

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 11, 2026

SOFI

39.9
AI Score
VS
SOFI Wins

SLM

36.1
AI Score

Investment Advisor Scores

SOFI

40score
Recommendation
SELL

SLM

36score
Recommendation
SELL

AI Analyst Insights

Detailed Metrics Comparison

Metric SOFI SLM Winner
Forward P/E 27.1739 8.8339 SLM
PEG Ratio 0.7834 0.5827 SLM
Revenue Growth 42.6% 8.1% SOFI
Earnings Growth 43.8% -9.4% SOFI
Tradestie Score 39.9/100 36.1/100 SOFI
Profit Margin 14.9% 43.6% SLM
Beta 1.00 1.00 Tie
AI Recommendation SELL SELL Tie

Relative Price Performance (Last 90 Days)

SOFI 1M: -3.5% · 3M: +15.0% SLM 1M: +9.5% · 3M: +21.6%

Current Technical Phase

SOFI

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (3.3% over 20 days), RSI 55

RSI (14): 54.5 · Price: $18.12

SLM

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (6.7% over 20 days), RSI 66

RSI (14): 65.9 · Price: $27.32

Fundamentals Snapshot

Metric SOFI SLM
Market Cap
Forward P/E 22.6 8.1
Trailing P/E 36.9 7.6
Revenue (TTM)
Revenue Growth 0.4% 0.1%
Gross Margin 0.8% 1.0%
Operating Margin 0.2% 0.3%
EPS 0.49 3.59
Dividend Yield 0.02%

Frequently Asked Questions

Based on our detailed analysis, SOFI is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.