SOFI vs SYF
Head-to-Head Stock Analysis & Investment Rating
Last Updated: Oct 02, 2026
SOFI
SYF
Investment Advisor Scores
SYF
AI Analyst Insights
Detailed Metrics Comparison
| Metric | SOFI | SYF | Winner |
|---|---|---|---|
|
Valuation
Lower P/E and PEG ratios suggest a stock may be undervalued relative to earnings and growth. Value investors prefer lower multiples. |
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| Forward P/E | 20.7039 | 6.6667 | SYF |
| PEG Ratio | 0.5962 | 0.8772 | SOFI |
|
Growth
Higher revenue and earnings growth rates indicate a company is expanding faster. Strong growth often justifies premium valuations. |
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| Revenue Growth | 42.6% | 0.6% | SOFI |
| Earnings Growth | 40.4% | 3.6% | SOFI |
|
Quality & Profitability
Higher Tradestie Score and profit margins reveal how efficiently a company operates. Strong profitability indicates competitive advantages. |
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| Tradestie Score | 50.4/100 | 53.1/100 | SYF |
| Profit Margin | 14.9% | 35.5% | SYF |
|
Risk Profile
Lower Beta and Implied Volatility values indicate reduced market risk. Conservative investors favor stocks with less price volatility. |
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| Beta | 1.00 | 1.00 | Tie |
|
Sentiment
AI Recommendation reflects overall analyst and proprietary sentiment. Stronger recommendations signal higher conviction. |
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| AI Recommendation | HOLD | HOLD | Tie |
Relative Price Performance (Last 90 Days)
Current Technical Phase
SOFI
MarkdownPrice below a falling SMA50 (slope -2.1%), weak momentum, RSI 37
SYF
MarkdownPrice below a falling SMA50 (slope -0.0%), weak momentum, RSI 38
Fundamentals Snapshot
| Metric | SOFI | SYF |
|---|---|---|
| Market Cap | — | — |
| Forward P/E | 19.2 | 6.9 |
| Trailing P/E | 32.8 | 7.4 |
| Revenue (TTM) | — | — |
| Revenue Growth | 0.4% | 0.0% |
| Gross Margin | 0.8% | 1.0% |
| Operating Margin | 0.2% | 0.5% |
| EPS | 0.48 | 9.64 |
| Dividend Yield | — | 0.02% |