SOFI vs SYF
Head-to-Head Stock Analysis & Investment Rating
Last Updated: Aug 15, 2026
SOFI
SYF
Investment Advisor Scores
SYF
AI Analyst Insights
Detailed Metrics Comparison
| Metric | SOFI | SYF | Winner |
|---|---|---|---|
|
Valuation
Lower P/E and PEG ratios suggest a stock may be undervalued relative to earnings and growth. Value investors prefer lower multiples. |
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| Forward P/E | 30.2115 | 8.3963 | SYF |
| PEG Ratio | 0.8703 | 1.1051 | SOFI |
|
Growth
Higher revenue and earnings growth rates indicate a company is expanding faster. Strong growth often justifies premium valuations. |
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| Revenue Growth | 42.6% | 0.6% | SOFI |
| Earnings Growth | 40.4% | 3.6% | SOFI |
|
Quality & Profitability
Higher Tradestie Score and profit margins reveal how efficiently a company operates. Strong profitability indicates competitive advantages. |
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| Tradestie Score | 37.4/100 | 42.3/100 | SYF |
| Profit Margin | 14.9% | 35.5% | SYF |
|
Risk Profile
Lower Beta and Implied Volatility values indicate reduced market risk. Conservative investors favor stocks with less price volatility. |
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| Beta | 1.00 | 1.00 | Tie |
|
Sentiment
AI Recommendation reflects overall analyst and proprietary sentiment. Stronger recommendations signal higher conviction. |
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| AI Recommendation | SELL | HOLD | SYF |
Relative Price Performance (Last 90 Days)
Current Technical Phase
SOFI
MarkupPrice above SMA50, rising 50-day trend (3.3% over 20 days), RSI 58
SYF
MarkupPrice above SMA50, rising 50-day trend (4.0% over 20 days), RSI 56
Fundamentals Snapshot
| Metric | SOFI | SYF |
|---|---|---|
| Market Cap | — | — |
| Forward P/E | 21.8 | 7.7 |
| Trailing P/E | 36.1 | 8.3 |
| Revenue (TTM) | — | — |
| Revenue Growth | 0.4% | 0.0% |
| Gross Margin | 0.8% | 1.0% |
| Operating Margin | 0.2% | 0.5% |
| EPS | 0.51 | 9.75 |
| Dividend Yield | — | 0.02% |