SYF vs SOFI
Head-to-Head Stock Analysis & Investment Rating
Last Updated: Oct 02, 2026
SYF
SOFI
Investment Advisor Scores
SOFI
AI Analyst Insights
Detailed Metrics Comparison
| Metric | SYF | SOFI | Winner |
|---|---|---|---|
|
Valuation
Lower P/E and PEG ratios suggest a stock may be undervalued relative to earnings and growth. Value investors prefer lower multiples. |
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| Forward P/E | 6.6667 | 20.7039 | SYF |
| PEG Ratio | 0.8772 | 0.5962 | SOFI |
|
Growth
Higher revenue and earnings growth rates indicate a company is expanding faster. Strong growth often justifies premium valuations. |
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| Revenue Growth | 0.6% | 42.6% | SOFI |
| Earnings Growth | 3.6% | 40.4% | SOFI |
|
Quality & Profitability
Higher Tradestie Score and profit margins reveal how efficiently a company operates. Strong profitability indicates competitive advantages. |
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| Tradestie Score | 53.1/100 | 50.4/100 | SYF |
| Profit Margin | 35.5% | 14.9% | SYF |
|
Risk Profile
Lower Beta and Implied Volatility values indicate reduced market risk. Conservative investors favor stocks with less price volatility. |
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| Beta | 1.00 | 1.00 | Tie |
|
Sentiment
AI Recommendation reflects overall analyst and proprietary sentiment. Stronger recommendations signal higher conviction. |
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| AI Recommendation | HOLD | HOLD | Tie |
Relative Price Performance (Last 90 Days)
Current Technical Phase
SYF
MarkdownPrice below a falling SMA50 (slope -0.0%), weak momentum, RSI 38
SOFI
MarkdownPrice below a falling SMA50 (slope -2.1%), weak momentum, RSI 37
Fundamentals Snapshot
| Metric | SYF | SOFI |
|---|---|---|
| Market Cap | — | — |
| Forward P/E | 6.9 | 19.2 |
| Trailing P/E | 7.4 | 32.8 |
| Revenue (TTM) | — | — |
| Revenue Growth | 0.0% | 0.4% |
| Gross Margin | 1.0% | 0.8% |
| Operating Margin | 0.5% | 0.2% |
| EPS | 9.64 | 0.48 |
| Dividend Yield | 0.02% | — |