SYF vs FCFS

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 22, 2026

SYF

55.8
AI Score
VS
SYF Wins

FCFS

44.0
AI Score

Investment Advisor Scores

SYF

56score
Recommendation
HOLD

FCFS

44score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric SYF FCFS Winner
Forward P/E 6.6667 17.1527 SYF
PEG Ratio 0.8772 1.1676 SYF
Revenue Growth 0.6% 29.4% FCFS
Earnings Growth 3.6% 58.2% FCFS
Tradestie Score 55.8/100 44.0/100 SYF
Profit Margin 35.5% 9.4% SYF
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

SYF 1M: +6.2% · 3M: +2.9% FCFS 1M: -13.0% · 3M: -3.5%

Current Technical Phase

SYF

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 55

RSI (14): 55.3 · Price: $75.02

FCFS

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 25

RSI (14): 25.4 · Price: $188.28

Fundamentals Snapshot

Metric SYF FCFS
Market Cap — —
Forward P/E 7.2 14.3
Trailing P/E 7.7 24.7
Revenue (TTM) — —
Revenue Growth 0.0% 0.3%
Gross Margin 1.0% 0.6%
Operating Margin 0.5% 0.2%
EPS 9.58 8.79
Dividend Yield 0.00% 0.01%

Frequently Asked Questions

Based on our detailed analysis, SYF is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.