SYF vs FCFS

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 14, 2026

SYF

42.3
AI Score
VS
FCFS Wins

FCFS

57.9
AI Score

Investment Advisor Scores

SYF

42score
Recommendation
HOLD

FCFS

58score
Recommendation
BUY

AI Analyst Insights

Detailed Metrics Comparison

Metric SYF FCFS Winner
Forward P/E 8.3963 18.9394 SYF
PEG Ratio 1.1051 1.1676 SYF
Revenue Growth 0.6% 29.4% FCFS
Earnings Growth 3.6% 58.2% FCFS
Tradestie Score 42.3/100 57.9/100 FCFS
Profit Margin 35.5% 9.4% SYF
Beta 1.00 1.00 Tie
AI Recommendation HOLD BUY FCFS

Relative Price Performance (Last 90 Days)

SYF 1M: +10.7% · 3M: +10.4% FCFS 1M: +14.1% · 3M: -0.4%

Current Technical Phase

SYF

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (4.0% over 20 days), RSI 56

RSI (14): 56.0 · Price: $79.47

FCFS

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 61

RSI (14): 60.6 · Price: $225.28

Fundamentals Snapshot

Metric SYF FCFS
Market Cap
Forward P/E 7.7 17.2
Trailing P/E 8.3 24.2
Revenue (TTM)
Revenue Growth 0.0% 0.3%
Gross Margin 1.0% 0.6%
Operating Margin 0.5% 0.2%
EPS 9.75 8.52
Dividend Yield 0.02% 0.01%

Frequently Asked Questions

Based on our detailed analysis, FCFS is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.