SYF vs FCFS

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jul 31, 2026

SYF

63.8
AI Score
VS
SYF Wins

FCFS

50.5
AI Score

Investment Advisor Scores

SYF

64score
Recommendation
BUY

FCFS

51score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric SYF FCFS Winner
Forward P/E 8.285 18.7266 SYF
PEG Ratio 0.998 1.1676 SYF
Revenue Growth 0.6% 29.4% FCFS
Earnings Growth 3.6% 58.2% FCFS
Tradestie Score 63.8/100 50.5/100 SYF
Profit Margin 35.5% 9.4% SYF
Beta 1.00 1.00 Tie
AI Recommendation BUY HOLD SYF

Relative Price Performance (Last 90 Days)

SYF 1M: -1.3% · 3M: -0.5% FCFS 1M: -6.6% · 3M: -6.5%

Current Technical Phase

SYF

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 54

RSI (14): 53.9 · Price: $75.79

FCFS

Markdown
Sell / avoid

Price below a falling SMA50 (slope -2.0%), weak momentum, RSI 43

RSI (14): 43.1 · Price: $204.01

Fundamentals Snapshot

Metric SYF FCFS
Market Cap
Forward P/E 7.2 15.6
Trailing P/E 7.7 22.9
Revenue (TTM)
Revenue Growth 0.0% 0.3%
Gross Margin 1.0% 0.6%
Operating Margin 0.5% 0.2%
EPS 10.04 8.80
Dividend Yield 0.02% 0.01%

Frequently Asked Questions

Based on our detailed analysis, SYF is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.