UBSI vs FNB

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 03, 2026

UBSI

62.5
AI Score
VS
FNB Wins

FNB

69.6
AI Score

Investment Advisor Scores

UBSI

63score
Recommendation
BUY

FNB

70score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric UBSI FNB Winner
Net Income 286.00M 379.63M UBSI
ROE 4.2% 8.4% UBSI
ROA 0.6% 1.3% UBSI
Total Assets 51.00B 29.49B FNB
Debt/Equity 0.29 0.49 FNB
Free Cash Flow 374.00M 743.96M UBSI

Relative Price Performance (Last 90 Days)

UBSI 1M: -0.5% · 3M: +1.2% FNB 1M: -4.5% · 3M: -9.0%

Current Technical Phase

UBSI

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 50

RSI (14): 50.5 · Price: $47.04

FNB

Markdown
Sell / avoid

Price below a falling SMA50 (slope -2.5%), weak momentum, RSI 39

RSI (14): 39.1 · Price: $17.45

Fundamentals Snapshot

Metric UBSI FNB
Market Cap — —
Forward P/E 12.2 9.4
Trailing P/E 12.5 10.3
Revenue (TTM) — —
Revenue Growth 0.1% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.4%
EPS 3.71 1.68
Dividend Yield 0.03% 0.03%

Frequently Asked Questions

Based on our detailed analysis, FNB is currently the stronger investment candidate, winning 2 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.