UBSI vs GBCI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 05, 2026

UBSI

47.7
AI Score
VS
UBSI Wins

GBCI

26.2
AI Score

Investment Advisor Scores

UBSI

48score
Recommendation
HOLD

GBCI

26score
Recommendation
SELL

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric UBSI GBCI Winner
Revenue 311.96M 101.07M UBSI
Net Income 379.63M 239.03M UBSI
Net Margin 121.7% 236.5% GBCI
ROE 8.4% 5.7% UBSI
ROA 1.3% 0.7% UBSI
Total Assets 29.49B 31.98B GBCI
Free Cash Flow 743.96M 347.55M UBSI

Relative Price Performance (Last 90 Days)

UBSI 1M: +4.5% · 3M: -2.9% GBCI 1M: +12.7% · 3M: -3.6%

Current Technical Phase

UBSI

Distribution
Trim / tighten stop

Price near a flattening SMA50 (slope 0.2%) with fading momentum, RSI 50

RSI (14): 49.5 · Price: $47.86

GBCI

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 55

RSI (14): 55.3 · Price: $48.14

Fundamentals Snapshot

Metric UBSI GBCI
Market Cap — —
Forward P/E 12.1 13.4
Trailing P/E 13.2 18.2
Revenue (TTM) — —
Revenue Growth 0.0% 0.3%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.4%
EPS 3.65 2.66
Dividend Yield 0.03% 0.03%

Frequently Asked Questions

Based on our detailed analysis, UBSI is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.