UMBF vs CIB

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 30, 2026

UMBF

59.7
AI Score
VS
UMBF Wins

CIB

27.8
AI Score

Investment Advisor Scores

UMBF

60score
Recommendation
HOLD

CIB

28score
Recommendation
AVOID NEW MONEY

AI Analyst Insights

Detailed Metrics Comparison

Metric UMBF CIB Winner
Forward P/E 9.6246 7.215 CIB
PEG Ratio 2.5387 0.4343 CIB
Revenue Growth 12.2% 26.0% CIB
Earnings Growth 26.2% 53.2% CIB
Tradestie Score 59.7/100 27.8/100 UMBF
Profit Margin 33.5% 17.6% UMBF
Beta 1.00 1.00 Tie
AI Recommendation HOLD AVOID NEW MONEY UMBF

Relative Price Performance (Last 90 Days)

UMBF 1M: -5.9% · 3M: -9.7% CIB 1M: -5.4% · 3M: +15.1%

Current Technical Phase

UMBF

Markdown
Sell / avoid

Price below a falling SMA50 (slope -2.1%), weak momentum, RSI 28

RSI (14): 28.2 · Price: $129.79

CIB

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 37

RSI (14): 37.3 · Price: $91.08

Fundamentals Snapshot

Metric UMBF CIB
Market Cap — —
Forward P/E 9.3 7.9
Trailing P/E 10.8 10.0
Revenue (TTM) — —
Revenue Growth 0.1% 0.3%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.0%
EPS 12.04 9.33
Dividend Yield 0.01% —

Frequently Asked Questions

Based on our detailed analysis, UMBF is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.