UPST vs BFH

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 27, 2026

UPST

63.9
AI Score
VS
UPST Wins

BFH

54.7
AI Score

Investment Advisor Scores

UPST

64score
Recommendation
HOLD

BFH

55score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric UPST BFH Winner
Forward P/E 13.587 7.57 BFH
PEG Ratio 0 2.1634 Tie
Revenue Growth 42.3% 3.8% UPST
Earnings Growth 211.2% 21.2% UPST
Tradestie Score 63.9/100 54.7/100 UPST
Profit Margin 4.7% 21.4% BFH
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

UPST 1M: -16.2% · 3M: -34.0% BFH 1M: -5.0% · 3M: -5.2%

Current Technical Phase

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -9.5%), weak momentum, RSI 31

RSI (14): 31.3 · Price: $22.95

BFH

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 34

RSI (14): 33.9 · Price: $96.94

Fundamentals Snapshot

Metric UPST BFH
Market Cap — —
Forward P/E 6.6 7.1
Trailing P/E 44.2 7.6
Revenue (TTM) — —
Revenue Growth 0.4% 0.0%
Gross Margin 0.8% 1.0%
Operating Margin 0.1% 0.3%
EPS 0.52 12.89
Dividend Yield — 0.01%

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.