UPST vs BFH

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 11, 2026

UPST

53.2
AI Score
VS
UPST Wins

BFH

36.1
AI Score

Investment Advisor Scores

UPST

53score
Recommendation
HOLD

BFH

36score
Recommendation
AVOID NEW MONEY

AI Analyst Insights

Detailed Metrics Comparison

Metric UPST BFH Winner
Forward P/E 14.5985 7.5873 BFH
PEG Ratio 0 2.1672 Tie
Revenue Growth 34.1% 3.6% UPST
Earnings Growth 44.2% -3.5% UPST
Tradestie Score 53.2/100 36.1/100 UPST
Profit Margin 4.7% 20.0% BFH
Beta 1.00 1.00 Tie
AI Recommendation HOLD AVOID NEW MONEY UPST

Relative Price Performance (Last 90 Days)

UPST 1M: -13.7% · 3M: -33.6% BFH 1M: -4.6% · 3M: -12.5%

Current Technical Phase

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -10.3%), weak momentum, RSI 38

RSI (14): 37.6 · Price: $20.56

BFH

Markdown
Sell / avoid

Price below a falling SMA50 (slope -2.0%), weak momentum, RSI 41

RSI (14): 40.6 · Price: $97.65

Fundamentals Snapshot

Metric UPST BFH
Market Cap — —
Forward P/E 7.1 7.0
Trailing P/E 33.5 7.6
Revenue (TTM) — —
Revenue Growth 0.3% 0.0%
Gross Margin 0.8% 1.0%
Operating Margin 0.1% 0.3%
EPS 0.61 12.76
Dividend Yield — 0.01%

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.