UPST vs SEZL

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 12, 2026

UPST

53.2
AI Score
VS
UPST Wins

SEZL

26.4
AI Score

Investment Advisor Scores

UPST

53score
Recommendation
HOLD

SEZL

26score
Recommendation
AVOID NEW MONEY

AI Analyst Insights

Detailed Metrics Comparison

Metric UPST SEZL Winner
Forward P/E 14.8368 23.753 UPST
PEG Ratio 0 0.0896 Tie
Revenue Growth 34.1% 42.6% SEZL
Earnings Growth 44.2% 84.0% SEZL
Tradestie Score 53.2/100 26.4/100 UPST
Profit Margin 4.7% 31.4% SEZL
Beta 1.00 1.00 Tie
AI Recommendation HOLD AVOID NEW MONEY UPST

Relative Price Performance (Last 90 Days)

UPST 1M: -13.7% · 3M: -33.6% SEZL 1M: +17.4% · 3M: +17.5%

Current Technical Phase

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -10.3%), weak momentum, RSI 38

RSI (14): 37.6 · Price: $20.56

SEZL

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (2.9% over 20 days), RSI 64

RSI (14): 63.8 · Price: $152.65

Fundamentals Snapshot

Metric UPST SEZL
Market Cap — —
Forward P/E 7.1 21.2
Trailing P/E 33.5 28.8
Revenue (TTM) — —
Revenue Growth 0.3% 0.4%
Gross Margin 0.8% 0.8%
Operating Margin 0.1% 0.6%
EPS 0.61 5.19
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.