UPST vs U
Head-to-Head Stock Analysis & Investment Rating
Last Updated: Jun 24, 2026
UPST
55.2
AI Score
VS
UPST Wins
U
49.5
AI Score
Investment Advisor Scores
U
50score
Recommendation
HOLD
AI Analyst Insights
AI insights temporarily unavailable
Detailed Metrics Comparison
| Metric | UPST | U | Winner |
|---|---|---|---|
| Revenue | 373.25M | 508.24M | U |
| Net Income | -197.73M | -347.61M | UPST |
| Net Margin | -53.0% | -68.4% | UPST |
| Operating Income | -209.02M | -351.41M | UPST |
| ROE | -30.9% | -11.7% | U |
| ROA | -9.9% | -5.3% | U |
| Total Assets | 2.00B | 6.52B | U |
| Cash | 516.58M | 2.14B | U |
| Free Cash Flow | 32.60M | 66.46M | U |
Frequently Asked Questions
Based on our detailed analysis, UPST is currently the stronger investment candidate, winning 3 of the key financial metrics based on our comprehensive scoring model.
We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.
Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.