UWMC vs VEL

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 10, 2026

UWMC

45.6
AI Score
VS
VEL Wins

VEL

50.6
AI Score

Investment Advisor Scores

UWMC

46score
Recommendation
HOLD

VEL

51score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric UWMC VEL Winner
Net Income 244.02M 47.53M UWMC
ROE 15.3% 6.6% UWMC
ROA 1.4% 0.6% UWMC
Total Assets 16.93B 7.96B UWMC
Cash 503.36M 76.11M UWMC
Free Cash Flow -2.72B 15.69M VEL

Relative Price Performance (Last 90 Days)

UWMC 1M: -10.6% · 3M: -43.5% VEL 1M: -0.2% · 3M: +3.8%

Current Technical Phase

UWMC

Markdown
Sell / avoid

Price below a falling SMA50 (slope -17.3%), weak momentum, RSI 38

RSI (14): 38.4 · Price: $1.35

VEL

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 48

RSI (14): 48.0 · Price: $17.97

Fundamentals Snapshot

Metric UWMC VEL
Market Cap
Forward P/E 3.7 5.9
Trailing P/E 6.6
Revenue (TTM)
Revenue Growth -0.7% 0.2%
Gross Margin 1.0% 0.8%
Operating Margin -1.1% 0.5%
EPS -0.10 2.76
Dividend Yield 0.29%

Frequently Asked Questions

Based on our detailed analysis, VEL is currently the stronger investment candidate, winning 1 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.