WAFD vs EFSC

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 03, 2026

WAFD

57.2
AI Score
VS
EFSC Wins

EFSC

59.9
AI Score

Investment Advisor Scores

WAFD

57score
Recommendation
HOLD

EFSC

60score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric WAFD EFSC Winner
Net Income 226.07M 90.29M WAFD
ROE 7.4% 4.4% WAFD
ROA 0.8% 0.5% WAFD
Total Assets 26.70B 17.40B WAFD
Cash 657.31M 2.02B EFSC
Free Cash Flow 208.25M 124.48M WAFD

Relative Price Performance (Last 90 Days)

WAFD 1M: -14.3% · 3M: -19.3% EFSC 1M: -5.6% · 3M: -8.5%

Current Technical Phase

WAFD

Markdown
Sell / avoid

Price below a falling SMA50 (slope -6.0%), weak momentum, RSI 31

RSI (14): 31.3 · Price: $30.80

EFSC

Markdown
Sell / avoid

Price below a falling SMA50 (slope -2.6%), weak momentum, RSI 38

RSI (14): 37.5 · Price: $60.08

Fundamentals Snapshot

Metric WAFD EFSC
Market Cap — —
Forward P/E 8.8 10.2
Trailing P/E 9.5 11.7
Revenue (TTM) — —
Revenue Growth 0.1% 0.0%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.3%
EPS 3.17 5.08
Dividend Yield 0.04% 0.02%

Frequently Asked Questions

Based on our detailed analysis, EFSC is currently the stronger investment candidate, winning 1 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.