EFSC Stock Analysis: Buy, Sell, or Hold?
EFSC - Enterprise Financial Services Corporation
$65.87
0.53 (0.81%)
▲
5d:
+0.29%
30d:
+4.47%
90d:
+13.82%
BUY
MODERATE Confidence
Analysis Updated: Jul 13, 2026 12:00 AM ET
Earnings: Jul 27, 2026
13d
Get Alerted When EFSC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: EFSC shows positive signals but monitor for confirmation. Market pricing in 3.4% growth. Moderate conviction.
💡 BUY OPPORTUNITY: EFSC shows positive signals but monitor for confirmation. Market pricing in 3.4% growth. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$77.41
Based on 5.5% avg growth
INTRINSIC VALUE TODAY
$48.06
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: EFSC is currently trading at $65.87, which is considered slightly high relative to its 30-day fair value range of $62.44 to $65.91. From a valuation perspective, the stock is trading at a premium (Forward PE: 11.1) compared to its historical average (10.0). At these levels, the market is pricing in 3.4% annual earnings growth.
Technical Outlook: Technically, EFSC is in a uptrend. The price is approaching resistance at $63.50. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, EFSC is in a uptrend. The price is approaching resistance at $63.50. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$62.44 -
$65.91
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
63.8%
All Signals
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($69.60)
- BULLISH: Expecting earnings turnaround to 3.4% growth with 12.6% revenue growth
Trading Range Analysis
30-Day Trading Range
$62.44 -
$65.91
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$58.90
Resistance Level
$63.50
Current Trend
Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.09
Wall Street Target
$69.60
(+5.7%)
Revenue Growth (YoY)
12.6%
Earnings Growth (YoY)
-0.8%
Profit Margin
28.9%
Valuation Premium vs History
+3.4% premium
PE vs Historical
11.1 vs 10.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.4%
(market-implied from PE analysis)
1-Year Target
$68.11
(+3%)
2-Year Target
$70.43
(+7%)
3-Year Target
$72.82
(+11%)
3-Yr Target (if PE normalizes)
(PE: 11→10)
PE COMPRESSION
$65.65
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 6.9%)
$158.18
(+140%)
Base:
(SPY PE: 11.1, Growth: 6.9%)
$80.56
(+22%)
Bear:
(PE: 9.4, Growth: 6.9%)
$68.48
(+4%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 12.33 | Current EPS (TTM): $5.30
Bull Case
$80.53
(+22%)
Analyst growth 12.0%, PE expands to 13.6
Base Case
$73.21
(+11%)
Market implied 12.0%, PE stable at 12.3
Bear Case
$44.43
(-33%)
Severe decline -20.0%, PE contracts to 10.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 13, 2026 6:01 PM ET
Data refreshes hourly during market hours. Next update: 7:01 PM
Data refreshes hourly during market hours. Next update: 7:01 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is EFSC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
FITB
Fifth Third Bancorp |
BUY
24 analysts |
$61 | 61 BUY |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$246 | 62 BUY |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$55 | 64 BUY |
|
WTFC
Wintrust Financial Corpo… |
STRONG BUY
13 analysts |
$179 | 64 BUY |
|
KEY
KeyCorp |
BUY
19 analysts |
$26 | 59 HOLD |
