EFSC Stock Analysis: Buy, Sell, or Hold?
EFSC - Enterprise Financial Services Corporation
$61.01
0.76 (1.26%)
▲
5d:
+2.94%
30d:
+1.95%
90d:
-7.55%
BUY
HIGH Confidence
Analysis Updated: Oct 22, 2026 12:00 AM ET
Earnings: Oct 21, 2026
0d
Get Alerted When EFSC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: EFSC shows strong fundamentals and good volume confirmation. Solid entry point despite slightly high pricing.
✅ BUY SIGNAL: EFSC shows strong fundamentals and good volume confirmation. Solid entry point despite slightly high pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$88.90
Based on 7.9% avg growth
INTRINSIC VALUE TODAY
$55.20
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: EFSC is currently trading at $61.01, which is considered slightly high relative to its 30-day fair value range of $58.95 to $61.57. The stock's valuation (Forward PE: 10.2) is in line with its historical norms (10.3). Remarkably, the market is currently pricing in an annual earnings decline of 0.2% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, EFSC is in a downtrend. The price is approaching resistance at $61.10. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: EFSC scores 72/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $71.00 (+17.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, EFSC is in a downtrend. The price is approaching resistance at $61.10. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: EFSC scores 72/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $71.00 (+17.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$58.95 -
$61.57
Company Quality Score
65/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
73.8%
All Signals
- BULLISH: Strong technical setup (72/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($71.00)
- BULLISH: Bottoming setup score 72/100 — corrected, stabilizing, and turning up
Trading Range Analysis
30-Day Trading Range
$58.95 -
$61.57
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$58.04
Resistance Level
$61.10
Current Trend
Downtrend
Technical data as of
Oct 22, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.19
Wall Street Target
$71.00
(+17.8%)
Revenue Growth (YoY)
1.2%
Earnings Growth (YoY)
-19.9%
Profit Margin
27.4%
Valuation Discount vs History
-0.2% cheaper
PE vs Historical
10.2 vs 10.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.2%
(market-implied from PE analysis)
1-Year Target
$60.13
(0%)
2-Year Target
$60.01
(0%)
3-Year Target
$59.89
(-1%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
$60.52
(+1%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 11.8%)
$164.09
(+172%)
Base:
(SPY PE: 10.2, Growth: 11.8%)
$84.21
(+40%)
Bear:
(PE: 8.7, Growth: 11.8%)
$71.58
(+19%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 12.04 | Current EPS (TTM): $5.03
Bull Case
$78.28
(+30%)
Analyst growth 17.5%, PE expands to 13.2
Base Case
$71.16
(+18%)
Market implied 17.5%, PE stable at 12.0
Bear Case
$41.17
(-32%)
Severe decline -20.0%, PE contracts to 10.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 10.2 to 10.3
Stabilization Target:
$60.89
(+1.1%)
PE Expansion Potential:
+1.1%
Share & Embed Analysis
Last updated: October 22, 2026 4:12 PM ET
Data refreshes hourly during market hours. Next update: 5:12 PM
Data refreshes hourly during market hours. Next update: 5:12 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is EFSC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
FITB
Fifth Third Bancorp |
STRONG BUY
22 analysts |
$62 | 67 BUY |
|
NU
Nu Holdings Ltd |
STRONG BUY
22 analysts |
$19 | 48 HOLD |
|
KEY
KeyCorp |
BUY
20 analysts |
$25 | 64 BUY |
|
EWBC
East West Bancorp Inc |
STRONG BUY
16 analysts |
$148 | 59 HOLD |
|
UMBF
UMB Financial Corporation |
STRONG BUY
16 analysts |
$164 | 57 HOLD |
