EFSC Stock Analysis: Buy, Sell, or Hold?
EFSC - Enterprise Financial Services Corporation
$64.13
0.21 (0.33%)
▲
5d:
-0.48%
30d:
-3.65%
90d:
+1.36%
BUY
MODERATE Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Oct 26, 2026
Get Alerted When EFSC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: EFSC shows positive signals but monitor for confirmation. Market pricing in 1.9% growth. Moderate conviction.
💡 BUY OPPORTUNITY: EFSC shows positive signals but monitor for confirmation. Market pricing in 1.9% growth. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$87.62
Based on 7.6% avg growth
INTRINSIC VALUE TODAY
$54.40
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: EFSC is currently trading at $64.13, which is considered fair relative to its 30-day fair value range of $63.37 to $66.07. The stock's valuation (Forward PE: 10.9) is in line with its historical norms (10.3). At these levels, the market is pricing in 1.9% annual earnings growth.
Technical Outlook: Technically, EFSC is in a strong uptrend. The price is currently testing key support at $62.48. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: EFSC scores 62/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $71.80 (+12.0%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, EFSC is in a strong uptrend. The price is currently testing key support at $62.48. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: EFSC scores 62/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $71.80 (+12.0%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$63.37 -
$66.07
Company Quality Score
62/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
84.3%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (62/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($71.80)
- BULLISH: Expecting earnings turnaround to 1.9% growth with 1.2% revenue growth
- BULLISH: Bottoming setup score 62/100 — corrected, stabilizing, and turning up
Trading Range Analysis
30-Day Trading Range
$63.37 -
$66.07
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$62.48
Resistance Level
$64.93
Current Trend
Strong Uptrend
Technical data as of
Sep 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.86
Wall Street Target
$71.80
(+12.0%)
Revenue Growth (YoY)
1.2%
Earnings Growth (YoY)
-19.9%
Profit Margin
27.4%
Valuation Premium vs History
+1.9% premium
PE vs Historical
10.9 vs 10.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.9%
(market-implied from PE analysis)
1-Year Target
$65.35
(+2%)
2-Year Target
$66.59
(+4%)
3-Year Target
$67.86
(+6%)
3-Yr Target (if PE normalizes)
(PE: 11→10)
PE COMPRESSION
$64.37
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 11.2%)
$163.72
(+155%)
Base:
(SPY PE: 10.9, Growth: 11.2%)
$88.14
(+37%)
Bear:
(PE: 9.2, Growth: 11.2%)
$74.92
(+17%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 12.61 | Current EPS (TTM): $5.07
Bull Case
$81.91
(+28%)
Analyst growth 16.5%, PE expands to 13.9
Base Case
$74.46
(+16%)
Market implied 16.5%, PE stable at 12.6
Bear Case
$43.47
(-32%)
Severe decline -20.0%, PE contracts to 10.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: September 12, 2026 6:39 AM ET
Data refreshes hourly during market hours. Next update: 7:39 AM
Data refreshes hourly during market hours. Next update: 7:39 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is EFSC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
CFG
Citizens Financial Group… |
STRONG BUY
17 analysts |
$81 | 65 BUY |
|
USB
U.S. Bancorp |
BUY
24 analysts |
$70 | 61 BUY |
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 62 BUY |
|
RF
Regions Financial Corpor… |
HOLD
21 analysts |
$33 | 67 BUY |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$93 | 61 BUY |
