EFSC Stock Analysis: Buy, Sell, or Hold?
$62.53
+0.13 (+0.21%)
â˛
5d:
-2.1%
30d:
+5.73%
90d:
-5.9%
QUANTITATIVE VERDICT
WAIT
LOW Confidence (66%)
Quality Score
41/100
Position
SLIGHTLY HIGH
30-Day Fair Range
$59.42 â $62.61
Position: SLIGHTLY HIGH
Forward P/E & Valuation
10.4x
FAIR
vs 10.3x historical avg
Wall Street Target
$69.57
+11.5% upside
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$61.34 / $65.45
Trend: Strong Downtrend
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
âšī¸ NEUTRAL: EFSC is fairly priced but lacks strong directional signals. At 0.3% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
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Interactive Price Chart (1 Month)
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Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$104.57
Based on 11.2% avg growth
INTRINSIC VALUE TODAY
$64.93
3.7% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: EFSC is currently trading at $62.53, which is considered slightly high relative to its 30-day fair value range of $59.42 to $62.61. The stock's valuation (Forward PE: 10.4) is in line with its historical norms (10.3). At these levels, the market is pricing in 0.3% annual earnings growth.
Technical Outlook: Technically, EFSC is in a strong downtrend. The price is currently testing key support at $61.34. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 55/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $69.57 (+11.5%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, EFSC is in a strong downtrend. The price is currently testing key support at $61.34. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 55/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $69.57 (+11.5%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$59.42 -
$62.61
Company Quality Score
41/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
66.2%
Trading Range & Key Levels
30-Day Trading Range
$59.42 -
$62.61
Current vs Trading Range
SLIGHTLY HIGH
Support Level
$61.34
Resistance Level
$65.45
Current Trend
Strong Downtrend
Technical data as of
Nov 11, 2026
Quantitative Signal Breakdown
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($69.57)
- BULLISH: Expecting earnings turnaround to 0.3% growth with 4.9% revenue growth
- WARNING: Composite score 41/100 in the bottom quintile â this cohort historically lags the market
Fundamental Context
Forward P/E (Next Year Est.)
10.37
Wall Street Target
$69.57
(+11.5%)
Revenue Growth (YoY)
4.9%
Earnings Growth (YoY)
-4.2%
Profit Margin
26.7%
Valuation Premium vs History
+0.3% premium
PE vs Historical
10.4 vs 10.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.3%
(market-implied from PE analysis)
1-Year Target
$62.59
(+0%)
2-Year Target
$62.77
(+1%)
3-Year Target
$62.96
(+1%)
3-Yr Target (if PE normalizes)
(PE: 10â10)
PE COMPRESSION
$62.52
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 18.3%)
$197.57
(+217%)
Base:
(SPY PE: 10.4, Growth: 18.3%)
$103.19
(+65%)
Bear:
(PE: 8.8, Growth: 18.3%)
$87.71
(+41%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 12.58 | Current EPS (TTM): $4.99
Bull Case
$83.21
(+33%)
Analyst growth 20.6%, PE expands to 13.8
Base Case
$75.65
(+21%)
Market implied 20.6%, PE stable at 12.6
Bear Case
$42.67
(-32%)
Severe decline -20.0%, PE contracts to 10.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
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Last updated: November 11, 2026 3:53 PM ET
Data refreshes hourly during market hours. Next update: 4:53 PM
Data refreshes hourly during market hours. Next update: 4:53 PM
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Insider Activity (6 Months)
0
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Sells
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NEUTRAL
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