WAFD vs NBTB

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 23, 2026

WAFD

57.7
AI Score
VS
WAFD Wins

NBTB

53.9
AI Score

Investment Advisor Scores

WAFD

58score
Recommendation
HOLD

NBTB

54score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric WAFD NBTB Winner
Revenue 23.67M 94.39M NBTB
Net Income 195.87M 83.91M WAFD
Net Margin 827.4% 88.9% WAFD
ROE 6.5% 8.4% NBTB
ROA 0.7% 0.9% NBTB
Total Assets 27.60B 9.55B WAFD
Cash 676.47M 174.63M WAFD

Relative Price Performance (Last 90 Days)

WAFD 1M: -4.7% · 3M: -19.1% NBTB 1M: +3.4% · 3M: +0.7%

Current Technical Phase

WAFD

Markdown
Sell / avoid

Price below a falling SMA50 (slope -8.5%), weak momentum, RSI 41

RSI (14): 41.0 · Price: $29.47

NBTB

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 65

RSI (14): 64.9 · Price: $52.87

Fundamentals Snapshot

Metric WAFD NBTB
Market Cap — —
Forward P/E 8.4 11.6
Trailing P/E 8.8 12.9
Revenue (TTM) — —
Revenue Growth 0.1% 0.2%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.4%
EPS 3.33 4.09
Dividend Yield 0.04% 0.03%

Frequently Asked Questions

Based on our detailed analysis, WAFD is currently the stronger investment candidate, winning 4 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.