WAFU vs JFIN

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 23, 2026

WAFU

45.3
AI Score
VS
JFIN Wins

JFIN

52.6
AI Score

Investment Advisor Scores

WAFU

45score
Recommendation
HOLD

JFIN

53score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric WAFU JFIN Winner
Revenue 6.35M 889.76M JFIN
Net Income -1.11M 219.61M JFIN
Net Margin -17.4% 24.7% JFIN
Operating Income -855,794 257.01M JFIN
ROE -11.0% 34.6% JFIN
ROA -7.7% 17.5% JFIN
Total Assets 14.45M 1.25B JFIN
Cash 9.02M 8.84M WAFU
Current Ratio 4.12 1.88 WAFU
Free Cash Flow -1.44M 88.98M JFIN

Relative Price Performance (Last 90 Days)

WAFU 1M: -3.2% · 3M: -1.8% JFIN 1M: -14.8% · 3M: -39.8%

Current Technical Phase

WAFU

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 56

RSI (14): 56.5 · Price: $1.51

JFIN

Markdown
Sell / avoid

Price below a falling SMA50 (slope -20.1%), weak momentum, RSI 41

RSI (14): 41.2 · Price: $1.30

Fundamentals Snapshot

Metric WAFU JFIN
Market Cap — —
Forward P/E 0.0 1.8
Trailing P/E — 1.9
Revenue (TTM) — —
Revenue Growth 0.0% -0.6%
Gross Margin 0.3% 0.6%
Operating Margin -0.3% -0.3%
EPS -0.25 0.70
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, JFIN is currently the stronger investment candidate, winning 8 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.