XYF vs YRD
Head-to-Head Stock Analysis & Investment Rating
Last Updated: Aug 03, 2026
XYF
YRD
Investment Advisor Scores
YRD
AI Analyst Insights
Detailed Metrics Comparison
| Metric | XYF | YRD | Winner |
|---|---|---|---|
|
Valuation
Lower P/E and PEG ratios suggest a stock may be undervalued relative to earnings and growth. Value investors prefer lower multiples. |
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| Forward P/E | 0 | 7.0972 | Tie |
| PEG Ratio | 0 | 1.24 | Tie |
|
Growth
Higher revenue and earnings growth rates indicate a company is expanding faster. Strong growth often justifies premium valuations. |
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| Revenue Growth | -14.1% | -41.1% | XYF |
| Earnings Growth | -81.9% | -10.2% | YRD |
|
Quality & Profitability
Higher Tradestie Score and profit margins reveal how efficiently a company operates. Strong profitability indicates competitive advantages. |
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| Tradestie Score | 51.9/100 | 41.2/100 | XYF |
| Profit Margin | 19.2% | -13.5% | XYF |
|
Risk Profile
Lower Beta and Implied Volatility values indicate reduced market risk. Conservative investors favor stocks with less price volatility. |
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| Beta | 1.00 | 1.00 | Tie |
|
Sentiment
AI Recommendation reflects overall analyst and proprietary sentiment. Stronger recommendations signal higher conviction. |
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| AI Recommendation | HOLD | HOLD | Tie |
Relative Price Performance (Last 90 Days)
Current Technical Phase
XYF
NeutralMixed signals - no dominant trend phase, RSI 60
YRD
MarkdownPrice below a falling SMA50 (slope -20.5%), weak momentum, RSI 45
Fundamentals Snapshot
| Metric | XYF | YRD |
|---|---|---|
| Market Cap | — | — |
| Forward P/E | 0.0 | 7.1 |
| Trailing P/E | 1.3 | — |
| Revenue (TTM) | — | — |
| Revenue Growth | -0.1% | -0.4% |
| Gross Margin | 0.7% | 0.9% |
| Operating Margin | 0.4% | 0.3% |
| EPS | 3.79 | -1.22 |
| Dividend Yield | 0.11% | 0.27% |