YRD Stock Analysis: Buy, Sell, or Hold?
YRD - Yiren Digital Ltd.
$1.13
0.04 (3.67%)
▲
5d:
-6.61%
30d:
-29.38%
90d:
-37.57%
HOLD
LOW Confidence
Analysis Updated: Jun 24, 2026 12:00 AM ET
Earnings: Jun 25, 2026
TODAY
Get Alerted When YRD Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: YRD shows balanced signals. Fine to hold or accumulate slowly. Monitor for clearer direction.
📊 HOLD: YRD shows balanced signals. Fine to hold or accumulate slowly. Monitor for clearer direction.
In-depth Analysis How we analyze
Valuation Analysis: YRD is currently trading at $1.13, which is considered slightly low relative to its 30-day fair value range of $1.10 to $1.63.
Technical Outlook: Technically, YRD is in a strong downtrend. The price is currently testing key support at $1.20. A bounce from this level would confirm strength, while a break below could signal further downside. The stock is showing strong short-term momentum, up 3.7% recently.
Market Sentiment: YRD has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $2.03 (+86.2%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, YRD is in a strong downtrend. The price is currently testing key support at $1.20. A bounce from this level would confirm strength, while a break below could signal further downside. The stock is showing strong short-term momentum, up 3.7% recently.
Market Sentiment: YRD has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $2.03 (+86.2%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$1.10 -
$1.63
Company Quality Score
55/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
100.0%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+3.7%)
- BULLISH: Trading 86.2% below Wall St target ($2.03)
- CAUTION: Recommendation downgraded due to -6.6% 5-day decline
Trading Range Analysis
30-Day Trading Range
$1.10 -
$1.63
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$1.20
Resistance Level
$1.50
Current Trend
Strong Downtrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.10
Wall Street Target
$2.03
(+86.2%)
Revenue Growth (YoY)
-34.1%
Earnings Growth (YoY)
-10.2%
Profit Margin
0.9%
Share & Embed Analysis
Last updated: June 24, 2026 4:24 PM ET
Data refreshes hourly during market hours. Next update: 5:24 PM
Data refreshes hourly during market hours. Next update: 5:24 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is YRD showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Credit Services Stocks
Top-rated stocks in Credit Services by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
V
Visa Inc. Class A |
STRONG BUY
41 analysts |
$399 | 60 BUY |
|
MA
Mastercard Inc |
STRONG BUY
42 analysts |
$645 | 64 BUY |
|
COF
Capital One Financial Co… |
STRONG BUY
23 analysts |
$255 | 62 BUY |
|
AFRM
Affirm Holdings Inc |
STRONG BUY
24 analysts |
$83 | 66 BUY |
|
PYPL
PayPal Holdings Inc |
HOLD
47 analysts |
$52 | 54 HOLD |
