Yiren Digital (YRD) Stock: Buy, Sell, or Hold?
YRD - Yiren Digital Ltd.
$0.96
0.04 (4.49%)
▲
5d:
-3.39%
30d:
-5.24%
90d:
-37.03%
WAIT
LOW Confidence
Analysis Updated: Oct 2, 2026 12:00 AM ET
Earnings: Nov 24, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 MIXED SIGNALS: YRD shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: YRD shows conflicting indicators. Wait for confirmation before entering.
In-depth Analysis How we analyze
Valuation Analysis: YRD is currently trading at $0.96, which is considered oversold relative to its 30-day fair value range of $0.97 to $1.03.
Technical Outlook: Technically, YRD is in a downtrend. Immediate support is located at $0.91, while resistance sits at $1.03. The stock is showing strong short-term momentum, up 4.5% recently.
Market Sentiment: YRD scores 61/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $2.03 (+112.1%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, YRD is in a downtrend. Immediate support is located at $0.91, while resistance sits at $1.03. The stock is showing strong short-term momentum, up 4.5% recently.
Market Sentiment: YRD scores 61/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $2.03 (+112.1%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$0.97 -
$1.03
Company Quality Score
51/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
100.0%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (61/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+4.5%)
- BULLISH: Trading 112.1% below Wall St target ($2.03)
- WARNING: Composite score 51/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$0.97 -
$1.03
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$0.91
Resistance Level
$1.03
Current Trend
Downtrend
Technical data as of
Oct 2, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.10
Wall Street Target
$2.03
(+112.1%)
Revenue Growth (YoY)
-41.1%
Earnings Growth (YoY)
-10.2%
Profit Margin
-13.5%
Share & Embed Analysis
Last updated: October 04, 2026 10:13 PM ET
Data refreshes hourly during market hours. Next update: 11:13 PM
Data refreshes hourly during market hours. Next update: 11:13 PM
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Technical Signals Check
Is YRD showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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