YRD Stock Analysis: Buy, Sell, or Hold?
YRD - Yiren Digital Ltd.
$1.25
-0.01 (-0.79%)
▼
5d:
+4.17%
30d:
+5.93%
90d:
-34.55%
BUY
HIGH Confidence
Analysis Updated: Jul 15, 2026 12:00 AM ET
Earnings: Aug 20, 2026
Get Alerted When YRD Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: YRD shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: YRD shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
In-depth Analysis How we analyze
Valuation Analysis: YRD is currently trading at $1.25, which is considered fair relative to its 30-day fair value range of $1.06 to $1.33.
Technical Outlook: Technically, YRD is in a strong downtrend. Immediate support is located at $1.20, while resistance sits at $1.50.
Market Sentiment: YRD has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $2.03 (+62.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, YRD is in a strong downtrend. Immediate support is located at $1.20, while resistance sits at $1.50.
Market Sentiment: YRD has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $2.03 (+62.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$1.06 -
$1.33
Company Quality Score
55/100
(HOLD)
Volume Confirmation
MODERATE
Confidence Score
81.6%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (60/100)
- BULLISH: Trading 62.4% below Wall St target ($2.03)
Trading Range Analysis
30-Day Trading Range
$1.06 -
$1.33
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$1.20
Resistance Level
$1.50
Current Trend
Strong Downtrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.10
Wall Street Target
$2.03
(+62.4%)
Revenue Growth (YoY)
-41.1%
Earnings Growth (YoY)
-10.2%
Profit Margin
-13.5%
Share & Embed Analysis
Last updated: July 15, 2026 5:32 PM ET
Data refreshes hourly during market hours. Next update: 6:32 PM
Data refreshes hourly during market hours. Next update: 6:32 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is YRD showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Credit Services Stocks
Top-rated stocks in Credit Services by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
V
Visa Inc. Class A |
STRONG BUY
41 analysts |
$401 | 61 BUY |
|
MA
Mastercard Inc |
STRONG BUY
42 analysts |
$644 | 66 BUY |
|
PYPL
PayPal Holdings Inc |
HOLD
47 analysts |
$51 | 66 BUY |
|
COF
Capital One Financial Co… |
STRONG BUY
23 analysts |
$256 | 64 BUY |
|
AXP
American Express Company |
HOLD
30 analysts |
$371 | 64 BUY |