YRD Stock Analysis: Buy, Sell, or Hold?
YRD - Yiren Digital Ltd.
$1.15
0.01 (0.88%)
▲
5d:
+1.77%
30d:
-24.34%
90d:
-43.9%
HOLD
MODERATE Confidence
Analysis Updated: Aug 4, 2026 12:00 AM ET
Earnings: Aug 20, 2026
14d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: YRD shows balanced signals. Fine to hold or accumulate slowly. Monitor for clearer direction.
📊 HOLD: YRD shows balanced signals. Fine to hold or accumulate slowly. Monitor for clearer direction.
In-depth Analysis How we analyze
Valuation Analysis: YRD is currently trading at $1.15, which is considered fair relative to its 30-day fair value range of $1.06 to $1.33.
Technical Outlook: Technically, YRD is in a downtrend. Immediate support is located at $1.04, while resistance sits at $1.28.
Market Sentiment: YRD has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $2.03 (+76.5%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, YRD is in a downtrend. Immediate support is located at $1.04, while resistance sits at $1.28.
Market Sentiment: YRD has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $2.03 (+76.5%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$1.06 -
$1.33
Company Quality Score
40/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
50.0%
All Signals
- NEUTRAL: Price in fair range
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 76.5% below Wall St target ($2.03)
Trading Range Analysis
30-Day Trading Range
$1.06 -
$1.33
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$1.04
Resistance Level
$1.28
Current Trend
Downtrend
Technical data as of
Aug 4, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.10
Wall Street Target
$2.03
(+76.5%)
Revenue Growth (YoY)
-41.1%
Earnings Growth (YoY)
-10.2%
Profit Margin
-13.5%
Share & Embed Analysis
Last updated: August 04, 2026 11:19 PM ET
Data refreshes hourly during market hours. Next update: 12:19 AM
Data refreshes hourly during market hours. Next update: 12:19 AM
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Technical Signals Check
Is YRD showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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