Yiren Digital (YRD) Stock: Buy, Sell, or Hold?
YRD - Yiren Digital Ltd.
$0.67
-0.04 (-5.88%)
▼
5d:
-10.8%
30d:
-31.68%
90d:
-43.01%
WAIT
LOW Confidence
Analysis Updated: Oct 23, 2026 12:00 AM ET
Earnings: Nov 24, 2026
29d
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Interactive Price Chart (1 Month)
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Bottom Line:
⏸️ WAIT FOR STABILIZATION: YRD is down 10.8% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.
⏸️ WAIT FOR STABILIZATION: YRD is down 10.8% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.
In-depth Analysis How we analyze
Valuation Analysis: YRD is currently trading at $0.67, which is considered oversold relative to its 30-day fair value range of $0.77 to $1.06.
Technical Outlook: Technically, YRD is in a downtrend. Immediate support is located at $0.36, while resistance sits at $0.87. Short-term momentum is weak, with the stock down 5.9% recently.
Market Sentiment: The stock scores a mixed 40/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $2.03 (+201.9%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, YRD is in a downtrend. Immediate support is located at $0.36, while resistance sits at $0.87. Short-term momentum is weak, with the stock down 5.9% recently.
Market Sentiment: The stock scores a mixed 40/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $2.03 (+201.9%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$0.77 -
$1.06
Company Quality Score
42/100
(HOLD)
Volume Confirmation
MODERATE
Confidence Score
72.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BEARISH: Downward momentum (-5.9%)
- BULLISH: Trading 201.9% below Wall St target ($2.03)
- WARNING: Composite score 42/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$0.77 -
$1.06
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$0.36
Resistance Level
$0.87
Current Trend
Downtrend
Technical data as of
Oct 23, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.10
Wall Street Target
$2.03
(+201.9%)
Revenue Growth (YoY)
-46.1%
Earnings Growth (YoY)
-10.2%
Profit Margin
-34.5%
Share & Embed Analysis
Last updated: October 25, 2026 3:29 AM ET
Data refreshes hourly during market hours. Next update: 4:29 AM
Data refreshes hourly during market hours. Next update: 4:29 AM
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Technical Signals Check
Is YRD showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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