ZS vs CPAY

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 04, 2026

ZS

48.9
AI Score
VS
CPAY Wins

CPAY

63.1
AI Score

Investment Advisor Scores

ZS

49score
Recommendation
HOLD

CPAY

63score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric ZS CPAY Winner
Revenue 2.45B 585.50M ZS
Net Income -59.81M 174.94M CPAY
Net Margin -2.4% 29.9% CPAY
Operating Income -117.78M 260.09M CPAY
ROE -2.5% 4.5% CPAY
ROA -0.8% 1.5% CPAY
Total Assets 7.10B 11.69B CPAY
Cash 982.11M 979.57M ZS
Current Ratio 1.86 0.91 ZS
Free Cash Flow 772.90M 185.49M ZS

Relative Price Performance (Last 90 Days)

ZS 1M: +4.8% · 3M: +10.5% CPAY 1M: +9.5% · 3M: +25.6%

Current Technical Phase

ZS

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 59

RSI (14): 58.9 · Price: $154.46

CPAY

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (5.4% over 20 days), RSI 62

RSI (14): 62.3 · Price: $385.78

Fundamentals Snapshot

Metric ZS CPAY
Market Cap
Forward P/E 33.6 12.6
Trailing P/E 22.9
Revenue (TTM)
Revenue Growth 0.3% 0.3%
Gross Margin 0.8% 0.8%
Operating Margin 0.0% 0.4%
EPS -0.48 16.70
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, CPAY is currently the stronger investment candidate, winning 6 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.