ACIW Stock Analysis: Buy, Sell, or Hold?
ACIW - ACI Worldwide, Inc.
$56.43
0.01 (0.02%)
▲
5d:
+0.89%
30d:
+29.04%
90d:
+41.46%
HOLD
MODERATE Confidence
Analysis Updated: Jul 13, 2026 12:00 AM ET
Earnings: Aug 06, 2026
23d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: ACIW trades at premium valuation expecting 6.6% growth. Hold existing positions but don't chase. Wait for better entry.
📊 HOLD: ACIW trades at premium valuation expecting 6.6% growth. Hold existing positions but don't chase. Wait for better entry.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$63.50
Based on 6.5% avg growth
INTRINSIC VALUE TODAY
$39.43
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ACIW is currently trading at $56.43, which is considered extended relative to its 30-day fair value range of $43.13 to $53.56. From a valuation perspective, the stock is trading at a premium (Forward PE: 14.7) compared to its historical average (12.1). At these levels, the market is pricing in 6.6% annual earnings growth.
Technical Outlook: Technically, ACIW is in a strong uptrend. The price is approaching resistance at $57.60. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ACIW has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $65.33 (+15.8%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, ACIW is in a strong uptrend. The price is approaching resistance at $57.60. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ACIW has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $65.33 (+15.8%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$43.13 -
$53.56
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BEARISH: Price extended above range (+5.4% above its trading range)
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($65.33)
- BULLISH: Expecting earnings turnaround to 6.6% growth with 7.9% revenue growth
Trading Range Analysis
30-Day Trading Range
$43.13 -
$53.56
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$48.77
Resistance Level
$57.60
Current Trend
Strong Uptrend
Technical data as of
Jul 13, 2026
Fundamental Context
Forward P/E (Next Year Est.)
14.72
Wall Street Target
$65.33
(+15.8%)
Revenue Growth (YoY)
7.9%
Earnings Growth (YoY)
-32.7%
Profit Margin
11.5%
Valuation Premium vs History
+6.6% premium
PE vs Historical
14.7 vs 12.1
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+6.6%
(market-implied from PE analysis)
1-Year Target
$60.15
(+7%)
2-Year Target
$64.12
(+14%)
3-Year Target
$68.36
(+21%)
3-Yr Target (if PE normalizes)
(PE: 15→12)
PE COMPRESSION
$56.19
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 9.0%)
$108.13
(+92%)
Base:
(SPY PE: 14.7, Growth: 9.0%)
$73.08
(+30%)
Bear:
(PE: 12.1, Growth: 9.0%)
$60.07
(+7%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (28x PE), but valuation improves significantly next year (15x PE) as earnings recover.
Trailing PE: 28.49 | Current EPS (TTM): $1.98
Bull Case
$120.15
(+113%)
Analyst growth 93.6%, PE expands to 31.3
Base Case
$109.23
(+94%)
Market implied 93.6%, PE stable at 28.5
Bear Case
$38.37
(-32%)
Severe decline -20.0%, PE contracts to 24.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 13, 2026 6:57 PM ET
Data refreshes hourly during market hours. Next update: 7:57 PM
Data refreshes hourly during market hours. Next update: 7:57 PM
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Technical Signals Check
Is ACIW showing a specific setup today?
Insider Activity (6 Months)
2
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Juan Benitez II
BUY
2400 shares
2026-03-03
Adalio T Sanchez
BUY
3000 shares
2026-03-02
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