ACIW Stock Analysis: Buy, Sell, or Hold?
ACIW - ACI Worldwide, Inc.
$45.17
2.25 (5.24%)
▲
5d:
+0.85%
30d:
+6.23%
90d:
+10.47%
BUY
MODERATE Confidence
Analysis Updated: Jun 23, 2026 12:00 AM ET
Earnings: Aug 06, 2026
Get Alerted When ACIW Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: ACIW shows positive signals but monitor for confirmation. Market pricing in 0.6% decline. Moderate conviction.
💡 BUY OPPORTUNITY: ACIW shows positive signals but monitor for confirmation. Market pricing in 0.6% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$64.19
Based on 7.0% avg growth
INTRINSIC VALUE TODAY
$39.86
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ACIW is currently trading at $45.17, which is considered extended relative to its 30-day fair value range of $42.22 to $44.50. The stock's valuation (Forward PE: 11.8) is in line with its historical norms (12.0). Remarkably, the market is currently pricing in an annual earnings decline of 0.6% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, ACIW is in a uptrend. The price is approaching resistance at $46.15. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 5.2% recently.
Market Sentiment: ACIW has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $65.33 (+44.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, ACIW is in a uptrend. The price is approaching resistance at $46.15. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 5.2% recently.
Market Sentiment: ACIW has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $65.33 (+44.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$42.22 -
$44.50
Company Quality Score
63/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
66.7%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+5.2%)
- BULLISH: Trading 44.6% below Wall St target ($65.33)
Trading Range Analysis
30-Day Trading Range
$42.22 -
$44.50
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$41.58
Resistance Level
$46.15
Current Trend
Uptrend
Technical data as of
Jun 23, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.80
Wall Street Target
$65.33
(+44.6%)
Revenue Growth (YoY)
7.9%
Earnings Growth (YoY)
-32.7%
Profit Margin
11.5%
Valuation Discount vs History
-0.6% cheaper
PE vs Historical
11.8 vs 12.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.6%
(market-implied from PE analysis)
1-Year Target
$44.90
(-1%)
2-Year Target
$44.63
(-1%)
3-Year Target
$44.36
(-2%)
3-Yr Target (if PE normalizes)
(PE: 12→12)
$45.10
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 9.9%)
$110.51
(+145%)
Base:
(SPY PE: 11.8, Growth: 9.9%)
$59.89
(+33%)
Bear:
(PE: 10.0, Growth: 9.9%)
$50.91
(+13%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (22x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 21.68 | Current EPS (TTM): $1.98
Bull Case
$91.25
(+102%)
Analyst growth 93.3%, PE expands to 23.8
Base Case
$82.95
(+84%)
Market implied 93.3%, PE stable at 21.7
Bear Case
$29.19
(-35%)
Severe decline -20.0%, PE contracts to 18.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 11.8 to 12.0
Stabilization Target:
$45.92
(+1.7%)
PE Expansion Potential:
+1.7%
Share & Embed Analysis
Last updated: June 23, 2026 6:16 PM ET
Data refreshes hourly during market hours. Next update: 7:16 PM
Data refreshes hourly during market hours. Next update: 7:16 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is ACIW showing a specific setup today?
Insider Activity (6 Months)
2
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Juan Benitez II
BUY
2400 shares
2026-03-03
Adalio T Sanchez
BUY
3000 shares
2026-03-02
Top Rated Software - Infrastructure Stocks
Top-rated stocks in Software - Infrastructure by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
CYBR
CyberArk Software Ltd |
STRONG BUY
38 analysts |
$475 | 52 HOLD |
|
CFLT
Confluent Inc |
STRONG BUY
36 analysts |
$31 | 63 BUY |
|
RBRK
Rubrik, Inc. |
STRONG BUY
29 analysts |
$96 | 45 HOLD |
|
GTLB
Gitlab Inc |
STRONG BUY
28 analysts |
$34 | 55 HOLD |
|
CRWD
Crowdstrike Holdings Inc |
STRONG BUY
51 analysts |
$712 | 54 HOLD |
