EFX Stock Analysis: Buy, Sell, or Hold?
EFX - Equifax, Incorporated
$172.61
6.17 (3.71%)
▲
5d:
+0.39%
30d:
+3.94%
90d:
-3.01%
BUY
HIGH Confidence
Analysis Updated: Jul 13, 2026 12:00 AM ET
Earnings: Jul 21, 2026
7d
Smart Money Distribution
None View Scanner →
Strength: 6.5/10
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: EFX appears deeply undervalued. Market expects -4.5% annual earnings decline despite 34% recent earnings growth. Contrarian opportunity at discount to historical valuation.
✅ BUY SIGNAL: EFX appears deeply undervalued. Market expects -4.5% annual earnings decline despite 34% recent earnings growth. Contrarian opportunity at discount to historical valuation.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$342.54
Based on 11.7% avg growth
INTRINSIC VALUE TODAY
$212.69
18.8% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 19.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: EFX is currently trading at $172.61, which is considered fair relative to its 30-day fair value range of $157.22 to $171.49. From a valuation perspective, the stock is trading at a discount (Forward PE: 16.8) compared to its historical average (19.3). Remarkably, the market is currently pricing in an annual earnings decline of 4.5% over the next few years. This pessimistic expectation contrasts with the company's recent 34.0% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, EFX is in a strong downtrend. Immediate support is located at $161.25, while resistance sits at $179.62. The stock is showing strong short-term momentum, up 3.7% recently.
Market Sentiment: EFX has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $220.43 (+27.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, EFX is in a strong downtrend. Immediate support is located at $161.25, while resistance sits at $179.62. The stock is showing strong short-term momentum, up 3.7% recently.
Market Sentiment: EFX has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $220.43 (+27.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$157.22 -
$171.49
Company Quality Score
60/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
88.1%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+3.7%)
- BULLISH: Trading 27.7% below Wall St target ($220.43)
Trading Range Analysis
30-Day Trading Range
$157.22 -
$171.49
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$161.25
Resistance Level
$179.62
Current Trend
Strong Downtrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
16.81
Wall Street Target
$220.43
(+27.7%)
Revenue Growth (YoY)
14.3%
Earnings Growth (YoY)
34.0%
Profit Margin
11.1%
Valuation Discount vs History
-4.5% cheaper
PE vs Historical
16.8 vs 19.3
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-4.5%
(market-implied from PE analysis)
1-Year Target
$164.84
(-5%)
2-Year Target
$157.42
(-9%)
3-Year Target
$150.34
(-13%)
3-Yr Target (if PE normalizes)
(PE: 17→19)
$172.60
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 19.4%)
$380.23
(+120%)
Base:
(SPY PE: 16.8, Growth: 19.4%)
$293.48
(+70%)
Bear:
(PE: 14.3, Growth: 19.4%)
$249.46
(+45%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (29x PE), but valuation improves significantly next year (17x PE) as earnings recover.
Trailing PE: 29.39 | Current EPS (TTM): $5.67
Bull Case
$331.73
(+99%)
Analyst growth 81.0%, PE expands to 32.3
Base Case
$301.58
(+81%)
Market implied 81.0%, PE stable at 29.4
Bear Case
$113.33
(-32%)
Severe decline -20.0%, PE contracts to 25.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 16.8 to 19.3
Stabilization Target:
$198.16
(+14.8%)
PE Expansion Potential:
+14.8%
Share & Embed Analysis
Last updated: July 13, 2026 5:34 PM ET
Data refreshes hourly during market hours. Next update: 6:34 PM
Data refreshes hourly during market hours. Next update: 6:34 PM
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Technical Signals Check
Is EFX showing a specific setup today?
Insider Activity (6 Months)
4
Buys
7
Sells
Net
INSIDERS SELLING
Recent Transactions
Gilbert Ray Cisneros, Jr.
BUY
2026-03-13
Ro Khanna
BUY
2026-03-10
Ro Khanna
SELL
2026-02-24
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