EFX Stock Analysis: Buy, Sell, or Hold?
EFX - Equifax, Incorporated
$172.62
-3.51 (-1.99%)
▼
5d:
+0.05%
30d:
+6.44%
90d:
-0.76%
BUY
HIGH Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Oct 20, 2026
Smart Money Distribution
None View Scanner →
Strength: 6.5/10
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: EFX trading at deep discount. Market pricing in -3.8% annual earnings decline, creating value opportunity for patient investors.
✅ BUY SIGNAL: EFX trading at deep discount. Market pricing in -3.8% annual earnings decline, creating value opportunity for patient investors.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$328.81
Based on 11.3% avg growth
INTRINSIC VALUE TODAY
$204.17
15.5% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 19.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: EFX is currently trading at $172.62, which is considered slightly high relative to its 30-day fair value range of $159.49 to $178.39. From a valuation perspective, the stock is trading at a discount (Forward PE: 17.0) compared to its historical average (19.1). Remarkably, the market is currently pricing in an annual earnings decline of 3.8% over the next few years. This pessimistic expectation contrasts with the company's recent 0.7% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, EFX is in a downtrend. Immediate support is located at $155.00, while resistance sits at $190.15.
Market Sentiment: EFX has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $210.52 (+22.0%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, EFX is in a downtrend. Immediate support is located at $155.00, while resistance sits at $190.15.
Market Sentiment: EFX has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $210.52 (+22.0%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$159.49 -
$178.39
Company Quality Score
52/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
76.2%
All Signals
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 22.0% below Wall St target ($210.52)
Trading Range Analysis
30-Day Trading Range
$159.49 -
$178.39
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$155.00
Resistance Level
$190.15
Current Trend
Downtrend
Technical data as of
Jul 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
17.00
Wall Street Target
$210.52
(+22.0%)
Revenue Growth (YoY)
10.6%
Earnings Growth (YoY)
0.7%
Profit Margin
10.7%
Valuation Discount vs History
-3.8% cheaper
PE vs Historical
17.0 vs 19.1
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-3.8%
(market-implied from PE analysis)
1-Year Target
$166.06
(-4%)
2-Year Target
$159.75
(-8%)
3-Year Target
$153.68
(-11%)
3-Yr Target (if PE normalizes)
(PE: 17→19)
$172.70
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.7, Growth: 18.5%)
$350.68
(+103%)
Base:
(SPY PE: 17.0, Growth: 18.5%)
$287.53
(+67%)
Bear:
(PE: 14.4, Growth: 18.5%)
$244.40
(+42%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (33x PE), but valuation improves significantly next year (17x PE) as earnings recover.
Trailing PE: 32.92 | Current EPS (TTM): $5.35
Bull Case
$367.79
(+113%)
Analyst growth 89.8%, PE expands to 36.2
Base Case
$334.35
(+94%)
Market implied 89.8%, PE stable at 32.9
Bear Case
$119.77
(-31%)
Severe decline -20.0%, PE contracts to 28.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 17.0 to 19.1
Stabilization Target:
$193.98
(+12.4%)
PE Expansion Potential:
+12.4%
Share & Embed Analysis
Last updated: August 02, 2026 11:20 PM ET
Data refreshes hourly during market hours. Next update: 12:20 AM
Data refreshes hourly during market hours. Next update: 12:20 AM
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Technical Signals Check
Is EFX showing a specific setup today?
Insider Activity (6 Months)
2
Buys
7
Sells
Net
INSIDERS SELLING
Recent Transactions
Gilbert Ray Cisneros, Jr.
BUY
2026-03-13
Ro Khanna
BUY
2026-03-10
Ro Khanna
SELL
2026-02-24
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