Equifax (EFX) Stock: Buy, Sell, or Hold?
EFX - Equifax, Incorporated
$169.00
0.96 (0.57%)
▲
5d:
-10.62%
30d:
-6.35%
90d:
+5.9%
WAIT
LOW Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Oct 20, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
⏸️ WAIT FOR STABILIZATION: EFX is down 10.6% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.
⏸️ WAIT FOR STABILIZATION: EFX is down 10.6% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$328.00
Based on 11.4% avg growth
INTRINSIC VALUE TODAY
$203.66
17.0% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 18.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: EFX is currently trading at $169.00, which is considered oversold relative to its 30-day fair value range of $176.44 to $191.05. From a valuation perspective, the stock is trading at a discount (Forward PE: 16.6) compared to its historical average (18.9). Remarkably, the market is currently pricing in an annual earnings decline of 4.3% over the next few years. This pessimistic expectation contrasts with the company's recent 0.7% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, EFX is in a uptrend. The price is currently testing key support at $166.32. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: EFX scores 29/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $214.95 (+27.2%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, EFX is in a uptrend. The price is currently testing key support at $166.32. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: EFX scores 29/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $214.95 (+27.2%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$176.44 -
$191.05
Company Quality Score
50/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
57.1%
Protect Your Profits
Holding EFX? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (29/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 27.2% below Wall St target ($214.95)
- WARNING: Composite score 50/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$176.44 -
$191.05
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$166.32
Resistance Level
$197.90
Current Trend
Uptrend
Technical data as of
Sep 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
16.61
Wall Street Target
$214.95
(+27.2%)
Revenue Growth (YoY)
10.6%
Earnings Growth (YoY)
0.7%
Profit Margin
10.7%
Valuation Discount vs History
-4.3% cheaper
PE vs Historical
16.6 vs 18.9
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-4.3%
(market-implied from PE analysis)
1-Year Target
$161.73
(-4%)
2-Year Target
$154.78
(-8%)
3-Year Target
$148.12
(-12%)
3-Yr Target (if PE normalizes)
(PE: 17→19)
$168.49
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 18.8%)
$344.01
(+104%)
Base:
(SPY PE: 16.6, Growth: 18.8%)
$283.37
(+68%)
Bear:
(PE: 14.1, Growth: 18.8%)
$240.87
(+43%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (29x PE), but valuation improves significantly next year (17x PE) as earnings recover.
Trailing PE: 29.48 | Current EPS (TTM): $5.70
Bull Case
$329.85
(+95%)
Analyst growth 78.4%, PE expands to 32.4
Base Case
$299.87
(+77%)
Market implied 78.4%, PE stable at 29.5
Bear Case
$114.27
(-32%)
Severe decline -20.0%, PE contracts to 25.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 16.6 to 18.9
Stabilization Target:
$192.24
(+13.8%)
PE Expansion Potential:
+13.8%
Share & Embed Analysis
Last updated: September 12, 2026 10:50 AM ET
Data refreshes hourly during market hours. Next update: 11:50 AM
Data refreshes hourly during market hours. Next update: 11:50 AM
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Technical Signals Check
Is EFX showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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