Equifax (EFX) Stock: Buy, Sell, or Hold?
EFX - Equifax, Incorporated
$187.14
11.57 (6.59%)
▲
5d:
+16.05%
30d:
+20.49%
90d:
+8.46%
WAIT
LOW Confidence
Analysis Updated: Oct 22, 2026 12:00 AM ET
Earnings: Oct 20, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
⏸️ WAIT FOR BETTER ENTRY: EFX is 12.0% above its trading range ($167.09). Market expects -0.6% annual growth, but current price leaves little margin for error. While momentum could continue, risk/reward favors waiting for a pullback.
⏸️ WAIT FOR BETTER ENTRY: EFX is 12.0% above its trading range ($167.09). Market expects -0.6% annual growth, but current price leaves little margin for error. While momentum could continue, risk/reward favors waiting for a pullback.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$276.14
Based on 9.1% avg growth
INTRINSIC VALUE TODAY
$171.46
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 18.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: EFX is currently trading at $187.14, which is considered extended relative to its 30-day fair value range of $142.11 to $167.09. The stock's valuation (Forward PE: 18.1) is in line with its historical norms (18.5). Remarkably, the market is currently pricing in an annual earnings decline of 0.6% over the next few years. This pessimistic expectation contrasts with the company's recent 0.7% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, EFX is in a downtrend. The price is approaching resistance at $188.29. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 6.6% recently.
Market Sentiment: EFX scores 15/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $194.30 (+10.7%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, EFX is in a downtrend. The price is approaching resistance at $188.29. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 6.6% recently.
Market Sentiment: EFX scores 15/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $194.30 (+10.7%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$142.11 -
$167.09
Company Quality Score
33/100
(SELL)
Volume Confirmation
HIGH
Confidence Score
21.4%
Protect Your Profits
EFX is technically overbought (RSI 75). Consider hedging now to protect against a potential pullback while keeping your upside.
View Profit Protection PlanAll Signals
- BEARISH: Price significantly overextended (+12.0% above its trading range)
- BEARISH: Weak technical setup (15/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+6.6%)
- BULLISH: Trading below Wall St target ($194.30)
- WARNING: Composite score 33/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$142.11 -
$167.09
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$144.27
Resistance Level
$188.29
Current Trend
Downtrend
Technical data as of
Oct 22, 2026
Fundamental Context
Forward P/E (Next Year Est.)
18.13
Wall Street Target
$194.30
(+10.7%)
Revenue Growth (YoY)
10.6%
Earnings Growth (YoY)
0.7%
Profit Margin
10.7%
Valuation Discount vs History
-0.6% cheaper
PE vs Historical
18.1 vs 18.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.6%
(market-implied from PE analysis)
1-Year Target
$174.52
(-1%)
2-Year Target
$173.47
(-1%)
3-Year Target
$172.43
(-2%)
3-Yr Target (if PE normalizes)
(PE: 18→19)
$175.93
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 14.2%)
$286.45
(+63%)
Base:
(SPY PE: 18.1, Growth: 14.2%)
$261.52
(+49%)
Bear:
(PE: 15.4, Growth: 14.2%)
$222.29
(+27%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (31x PE), but valuation improves significantly next year (18x PE) as earnings recover.
Trailing PE: 31.08 | Current EPS (TTM): $5.68
Bull Case
$331.06
(+89%)
Analyst growth 70.5%, PE expands to 34.2
Base Case
$300.96
(+71%)
Market implied 70.5%, PE stable at 31.1
Bear Case
$120.05
(-32%)
Severe decline -20.0%, PE contracts to 26.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 18.1 to 18.5
Stabilization Target:
$179.14
(+2.0%)
PE Expansion Potential:
+2.0%
Share & Embed Analysis
Last updated: October 22, 2026 4:12 PM ET
Data refreshes hourly during market hours. Next update: 5:12 PM
Data refreshes hourly during market hours. Next update: 5:12 PM
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Technical Signals Check
Is EFX showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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