ING Stock Analysis: Buy, Sell, or Hold?
ING - ING Groep N.V. American Depositary Shares
$31.73
-0.48 (-1.48%)
▼
5d:
+4.26%
30d:
+3.47%
90d:
+23.49%
HOLD
MODERATE Confidence
Analysis Updated: Jun 22, 2026 12:00 AM ET
Earnings: Jul 30, 2026
Get Alerted When ING Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: ING is fairly valued with market pricing in 2.4% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: ING is fairly valued with market pricing in 2.4% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$45.04
Based on 8.5% avg growth
INTRINSIC VALUE TODAY
$27.97
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ING is currently trading at $31.73, which is considered extended relative to its 30-day fair value range of $29.58 to $31.32. The stock's valuation (Forward PE: 10.3) is in line with its historical norms (9.6). At these levels, the market is pricing in 2.4% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, ING is in a strong uptrend. The price is approaching resistance at $31.34. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ING has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, ING is in a strong uptrend. The price is approaching resistance at $31.34. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ING has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$29.58 -
$31.32
Company Quality Score
61/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($31.47)
- NEUTRAL: Market pricing in 2.4% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$29.58 -
$31.32
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$28.80
Resistance Level
$31.35
Current Trend
Strong Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.27
Wall Street Target
$31.47
(-2.3%)
Revenue Growth (YoY)
2.9%
Earnings Growth (YoY)
13.7%
Profit Margin
34.2%
Valuation Premium vs History
+2.4% premium
PE vs Historical
10.3 vs 9.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.4%
(market-implied from PE analysis)
1-Year Target
$32.97
(+2%)
2-Year Target
$33.76
(+5%)
3-Year Target
$34.57
(+7%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
PE COMPRESSION
$32.31
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 12.9%)
$98.33
(+205%)
Base:
(SPY PE: 10.3, Growth: 12.9%)
$46.38
(+44%)
Bear:
(PE: 8.7, Growth: 12.9%)
$39.43
(+22%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 12.35 | Current EPS (TTM): $2.54
Bull Case
$42.56
(+32%)
Analyst growth 23.4%, PE expands to 13.6
Base Case
$38.70
(+20%)
Market implied 23.4%, PE stable at 12.4
Bear Case
$21.32
(-34%)
Severe decline -20.0%, PE contracts to 10.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: June 23, 2026 12:45 PM ET
Data refreshes hourly during market hours. Next update: 1:45 PM
Data refreshes hourly during market hours. Next update: 1:45 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is ING showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Diversified Stocks
Top-rated stocks in Banks - Diversified by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
BAC
Bank of America Corp |
STRONG BUY
25 analysts |
$63 | 61 BUY |
|
WFC
Wells Fargo & Company |
BUY
24 analysts |
$96 | 63 BUY |
|
JPM
JPMorgan Chase & Co |
BUY
25 analysts |
$342 | 63 BUY |
|
C
Citigroup Inc. |
STRONG BUY
22 analysts |
$147 | 61 BUY |
|
RY
Royal Bank of Canada |
STRONG BUY
16 analysts |
$184 | 60 BUY |
