UMH Stock Analysis: Buy, Sell, or Hold?

UMH - UMH Properties, Inc.

REAL ESTATE INVESTMENT TRUSTS
$15.27
0.16 (1.06%) ▲
5d: -1.61%
30d: -1.61%
90d: -2.99%
BUY
HIGH Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Aug 05, 2026 TODAY

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Interactive Price Chart (1 Month)

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💡
Bottom Line:
✅ BUY SIGNAL: UMH trading at deep discount. Market pricing in -4.0% annual earnings decline, creating value opportunity for patient investors.
See Forward Earnings Fair Value & Price Prediction →

In-depth Analysis How we analyze

Valuation Analysis: UMH is currently trading at $15.27, which is considered slightly low relative to its 30-day fair value range of $15.24 to $15.62. From a valuation perspective, the stock is trading at a discount (Forward PE: 88.5) compared to its historical average (100.0). Remarkably, the market is currently pricing in an annual earnings decline of 4.0% over the next few years. This aligns with recent fundamental challenges.

Technical Outlook: Technically, UMH is in a uptrend. The price is currently testing key support at $15.04. A bounce from this level would confirm strength, while a break below could signal further downside.

Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $19.12 (+25.2%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.

Quick Decision Summary

Current Position SLIGHTLY LOW
Historical Trading Range $15.24 - $15.62
Company Quality Score 49/100 (HOLD)
Volume Confirmation HIGH
Confidence Score 79.5%

All Signals

  • BULLISH: Price oversold vs 30-day range
  • NEUTRAL: Mixed technical signals (40/100)
  • BULLISH: High volume confirmation
  • BULLISH: Trading 25.2% below Wall St target ($19.12)

Trading Range Analysis

30-Day Trading Range $15.24 - $15.62
Current vs Trading Range SLIGHTLY LOW

Support & Resistance Levels

Support Level $15.04
Resistance Level $15.88
Current Trend Uptrend
Technical data as of Aug 3, 2026

Fundamental Context

Forward P/E (Next Year Est.) 88.52
Wall Street Target $19.13 (+25.2%)
Revenue Growth (YoY) 7.6%
Earnings Growth (YoY) -54.2%
Profit Margin 11.0%
Valuation Discount vs History -4.0% cheaper
PE vs Historical 88.5 vs 100.0 CHEAP
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): -4.0% (market-implied from PE analysis)
1-Year Target $14.66 (-4%)
2-Year Target $14.07 (-8%)
3-Year Target $13.51 (-12%)
3-Yr Target (if PE normalizes) (PE: 89→100) $15.26 (0%)
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 88.5, Growth: 23.2%) $28.56 (+87%)
Base: (SPY PE: 20.7, Growth: 23.2%) $6.69 (-56%)
Bear: (PE: 17.6, Growth: 23.2%) $5.69 (-63%)
📈 Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (127x PE), but valuation improves significantly next year (89x PE) as earnings recover.
Forward PE: 126.58 | Forward EPS (Implied): $0.12
Bull Case $18.44 (+21%)
Analyst growth 15.0%, PE expands to 132.9
Base Case $15.27 (0%)
Market implied 0.0%, PE stable at 126.6
Bear Case $11.68 (-24%)
Severe decline -15.0%, PE contracts to 113.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡 Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 88.5 to 100.0
Stabilization Target: $17.25 (+13.0%)
PE Expansion Potential: +13.0%
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Last updated: August 04, 2026 2:59 AM ET
Data refreshes hourly during market hours. Next update: 3:59 AM
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Technical Signals Check
Insider Activity (6 Months)
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NEUTRAL

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