VOYA Stock Analysis: Buy, Sell, or Hold?
VOYA - VOYA FINANCIAL, INC.
$92.36
2.16 (2.39%)
▲
5d:
+0.96%
30d:
+12.13%
90d:
+37.54%
HOLD
MODERATE Confidence
Analysis Updated: Jun 22, 2026 12:00 AM ET
Earnings: Aug 04, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: VOYA trades at premium valuation expecting 6.2% growth. Hold existing positions but don't chase. Wait for better entry.
📊 HOLD: VOYA trades at premium valuation expecting 6.2% growth. Hold existing positions but don't chase. Wait for better entry.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$124.79
Based on 10.2% avg growth
INTRINSIC VALUE TODAY
$77.48
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: VOYA is currently trading at $92.36, which is considered extended relative to its 30-day fair value range of $81.11 to $89.72. From a valuation perspective, the stock is trading at a premium (Forward PE: 8.4) compared to its historical average (7.0). At these levels, the market is pricing in 6.2% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, VOYA is in a uptrend. The price is approaching resistance at $90.52. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: VOYA has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, VOYA is in a uptrend. The price is approaching resistance at $90.52. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: VOYA has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$81.11 -
$89.72
Company Quality Score
64/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
56.2%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($91.83)
- NEUTRAL: Trading at premium valuation - market expects 6.2% growth which is achievable
Trading Range Analysis
30-Day Trading Range
$81.11 -
$89.72
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$79.53
Resistance Level
$90.52
Current Trend
Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.37
Wall Street Target
$91.83
(-0.6%)
Revenue Growth (YoY)
3.1%
Earnings Growth (YoY)
23.2%
Profit Margin
8.2%
Valuation Premium vs History
+6.2% premium
PE vs Historical
8.4 vs 7.0
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+6.2%
(market-implied from PE analysis)
1-Year Target
$98.09
(+6%)
2-Year Target
$104.17
(+13%)
3-Year Target
$110.63
(+20%)
3-Yr Target (if PE normalizes)
(PE: 8→7)
PE COMPRESSION
$92.54
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 16.3%)
$378.18
(+310%)
Base:
(SPY PE: 8.4, Growth: 16.3%)
$145.31
(+57%)
Bear:
(PE: 7.0, Growth: 16.3%)
$121.55
(+32%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (14x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 13.63 | Current EPS (TTM): $6.62
Bull Case
$165.42
(+79%)
Analyst growth 66.7%, PE expands to 15.0
Base Case
$150.38
(+63%)
Market implied 66.7%, PE stable at 13.6
Bear Case
$61.34
(-34%)
Severe decline -20.0%, PE contracts to 11.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: June 23, 2026 4:57 AM ET
Data refreshes hourly during market hours. Next update: 5:57 AM
Data refreshes hourly during market hours. Next update: 5:57 AM
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Technical Signals Check
Is VOYA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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