LendingTree (TREE) Stock: Buy, Sell, or Hold?
TREE - LendingTree, Inc.
$27.41
0.83 (3.10%)
▲
5d:
+6.16%
30d:
+14.19%
90d:
-29.73%
WAIT
LOW Confidence
Analysis Updated: Oct 21, 2026 12:00 AM ET
Earnings: Oct 29, 2026
6d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 MIXED SIGNALS: TREE shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: TREE shows conflicting indicators. Wait for confirmation before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$85.86
Based on 14.0% avg growth
INTRINSIC VALUE TODAY
$53.31
48.6% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 6.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: TREE is currently trading at $27.41, which is considered extended relative to its 30-day fair value range of $24.32 to $26.43. From a valuation perspective, the stock is trading at a discount (Forward PE: 4.0) compared to its historical average (6.8). Remarkably, the market is currently pricing in an annual earnings decline of 16.1% over the next few years. This pessimistic expectation contrasts with the company's recent 4.6% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, TREE is in a strong downtrend. The price is approaching resistance at $26.99. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 3.1% recently.
Market Sentiment: The stock scores a mixed 45/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $56.00 (+110.7%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, TREE is in a strong downtrend. The price is approaching resistance at $26.99. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 3.1% recently.
Market Sentiment: The stock scores a mixed 45/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $56.00 (+110.7%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$24.32 -
$26.43
Company Quality Score
39/100
(SELL)
Options IV Signal
35th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
58.5%
Protect Your Profits
Holding TREE? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BEARISH: Price extended above range
- NEUTRAL: Options fairly priced (IV 35th percentile)
- NEUTRAL: Mixed technical signals (45/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+3.1%)
- BULLISH: Trading 110.7% below Wall St target ($56.00)
- WARNING: Composite score 38/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$24.32 -
$26.43
Current vs Trading Range
EXTENDED
Expected Move (7 Days)
±$2.77
(10.1%)
Support & Resistance Levels
Support Level
$23.51
Resistance Level
$26.99
Current Trend
Strong Downtrend
Technical data as of
Oct 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
4.01
Wall Street Target
$56.00
(+110.7%)
Revenue Growth (YoY)
25.3%
Earnings Growth (YoY)
4.6%
Profit Margin
14.3%
Valuation Discount vs History
-16.1% cheaper
PE vs Historical
4.0 vs 6.8
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-16.1%
(market-implied from PE analysis)
1-Year Target
$23.92
(-10%)
2-Year Target
$21.53
(-19%)
3-Year Target
$19.38
(-27%)
3-Yr Target (if PE normalizes)
(PE: 4→7)
$32.82
(+24%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 24.0%)
$250.96
(+844%)
Base:
(SPY PE: 4.0, Growth: 24.0%)
$50.73
(+91%)
Bear:
(PE: 3.4, Growth: 24.0%)
$43.12
(+62%)
📈
Valuation based on Current Earnings
Trailing PE: 2.05 | Current EPS (TTM): $12.93
Bull Case
$14.94
(-44%)
Analyst growth -48.8%, PE expands to 2.3
Base Case
$13.58
(-49%)
Market implied -48.8%, PE stable at 2.1
Bear Case
$18.04
(-32%)
Severe decline -20.0%, PE contracts to 1.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 4.0 to 6.8
Stabilization Target:
$45.02
(+69.4%)
PE Expansion Potential:
+69.4%
Share & Embed Analysis
Last updated: October 22, 2026 11:31 AM ET
Data refreshes hourly during market hours. Next update: 12:31 PM
Data refreshes hourly during market hours. Next update: 12:31 PM
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Technical Signals Check
Is TREE showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Advanced TREE Option Strategies
Professional options setups generated by AI based on today's TREE price and gamma walls.
