LNC Stock Analysis: Buy, Sell, or Hold?
LNC - Lincoln National Corp.
$37.00
0.77 (2.13%)
▲
5d:
+1.82%
30d:
+6.02%
90d:
+4.99%
BUY
MODERATE Confidence
Analysis Updated: Jul 2, 2026 12:00 AM ET
Earnings: Jul 30, 2026
26d
Smart Money Accumulation
None View Scanner →
Strength: 5.7/10
Get Alerted When LNC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: LNC shows positive signals but monitor for confirmation. Market pricing in 1.0% decline. Moderate conviction.
💡 BUY OPPORTUNITY: LNC shows positive signals but monitor for confirmation. Market pricing in 1.0% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$50.88
Based on 5.9% avg growth
INTRINSIC VALUE TODAY
$31.59
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 4.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: LNC is currently trading at $37.00, which is considered fair relative to its 30-day fair value range of $34.82 to $37.27. The stock's valuation (Forward PE: 4.4) is in line with its historical norms (4.6). Remarkably, the market is currently pricing in an annual earnings decline of 1.0% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, LNC is in a strong uptrend. The price is approaching resistance at $36.46. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $42.58 (+15.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, LNC is in a strong uptrend. The price is approaching resistance at $36.46. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $42.58 (+15.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$34.82 -
$37.27
Company Quality Score
57/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
70.0%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($42.58)
Trading Range Analysis
30-Day Trading Range
$34.82 -
$37.27
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$33.22
Resistance Level
$36.46
Current Trend
Strong Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
4.44
Wall Street Target
$42.58
(+15.1%)
Revenue Growth (YoY)
12.5%
Earnings Growth (YoY)
-60.7%
Profit Margin
9.2%
Valuation Discount vs History
-1.0% cheaper
PE vs Historical
4.4 vs 4.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.0%
(market-implied from PE analysis)
1-Year Target
$36.63
(-1%)
2-Year Target
$36.26
(-2%)
3-Year Target
$35.90
(-3%)
3-Yr Target (if PE normalizes)
(PE: 4→5)
$37.17
(+1%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 7.7%)
$226.38
(+512%)
Base:
(SPY PE: 4.4, Growth: 7.7%)
$46.18
(+25%)
Bear:
(PE: 3.8, Growth: 7.7%)
$39.25
(+6%)
📈
Valuation based on Current Earnings
Trailing PE: 3.96 | Current EPS (TTM): $9.14
Bull Case
$36.31
(-2%)
Analyst growth -8.9%, PE expands to 4.4
Base Case
$33.01
(-11%)
Market implied -8.9%, PE stable at 4.0
Bear Case
$24.64
(-33%)
Severe decline -20.0%, PE contracts to 3.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 4.4 to 4.6
Stabilization Target:
$38.31
(+3.5%)
PE Expansion Potential:
+3.5%
Share & Embed Analysis
Last updated: July 03, 2026 6:53 PM ET
Data refreshes hourly during market hours. Next update: 7:53 PM
Data refreshes hourly during market hours. Next update: 7:53 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is LNC showing a specific setup today?
Insider Activity (6 Months)
1
Buys
3
Sells
Net
INSIDERS SELLING
Recent Transactions
Sean Woodroffe
SELL
8000 shares
2026-03-09
Sean Woodroffe
SELL
10000 shares
2026-03-02
National Life Insuranc L…
BUY
2254486 shares
2026-02-25
Top Rated Insurance - Life Stocks
Top-rated stocks in Insurance - Life by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
MET
MetLife Inc |
STRONG BUY
16 analysts |
$92 | 55 HOLD |
|
UNM
Unum Group |
BUY
13 analysts |
$98 | 60 HOLD |
|
MFC
Manulife Financial Corp |
BUY
13 analysts |
$33 | 63 BUY |
|
ABL
Abacus Life Inc. |
STRONG BUY
5 analysts |
$14 | 58 HOLD |
|
GL
Globe Life Inc |
BUY
10 analysts |
$177 | 60 HOLD |
Advanced LNC Option Strategies
Professional options setups generated by AI based on today's LNC price and gamma walls.
