Lincoln National (LNC) Stock: Buy, Sell, or Hold?
LNC - Lincoln National Corp.
$40.37
0.64 (1.60%)
▲
5d:
-3.18%
30d:
-8.51%
90d:
+5.14%
HOLD
MODERATE Confidence
Analysis Updated: Oct 2, 2026 12:00 AM ET
Earnings: Oct 29, 2026
26d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: LNC shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: LNC shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$56.75
Based on 6.8% avg growth
INTRINSIC VALUE TODAY
$35.23
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 4.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: LNC is currently trading at $40.37, which is considered oversold relative to its 30-day fair value range of $41.07 to $43.98. The stock's valuation (Forward PE: 4.6) is in line with its historical norms (4.7). Remarkably, the market is currently pricing in an annual earnings decline of 0.8% over the next few years. This pessimistic expectation contrasts with the company's recent 76.8% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, LNC is in a strong uptrend. Immediate support is located at $38.88, while resistance sits at $42.68.
Market Sentiment: The stock scores a mixed 48/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $47.92 (+20.6%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, LNC is in a strong uptrend. Immediate support is located at $38.88, while resistance sits at $42.68.
Market Sentiment: The stock scores a mixed 48/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $47.92 (+20.6%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$41.07 -
$43.98
Company Quality Score
60/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
79.5%
Protect Your Profits
Holding LNC? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (48/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 20.6% below Wall St target ($47.92)
- NEUTRAL: Bottoming setup forming (48/100) — watch for confirmation
Trading Range Analysis
30-Day Trading Range
$41.07 -
$43.98
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$38.88
Resistance Level
$42.68
Current Trend
Strong Uptrend
Technical data as of
Oct 2, 2026
Fundamental Context
Forward P/E (Next Year Est.)
4.57
Wall Street Target
$47.92
(+20.6%)
Revenue Growth (YoY)
12.6%
Earnings Growth (YoY)
76.8%
Profit Margin
12.2%
Valuation Discount vs History
-0.8% cheaper
PE vs Historical
4.6 vs 4.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.8%
(market-implied from PE analysis)
1-Year Target
$39.41
(-1%)
2-Year Target
$39.10
(-2%)
3-Year Target
$38.78
(-2%)
3-Yr Target (if PE normalizes)
(PE: 5→5)
$39.90
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.4, Growth: 9.6%)
$233.38
(+487%)
Base:
(SPY PE: 4.6, Growth: 9.6%)
$52.26
(+32%)
Bear:
(PE: 3.9, Growth: 9.6%)
$44.42
(+12%)
📈
Valuation based on Current Earnings
Trailing PE: 3.39 | Current EPS (TTM): $11.87
Bull Case
$32.45
(-18%)
Analyst growth -26.7%, PE expands to 3.7
Base Case
$29.50
(-26%)
Market implied -26.7%, PE stable at 3.4
Bear Case
$27.38
(-31%)
Severe decline -20.0%, PE contracts to 2.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 4.6 to 4.7
Stabilization Target:
$40.87
(+2.9%)
PE Expansion Potential:
+2.9%
Share & Embed Analysis
Last updated: October 02, 2026 3:16 PM ET
Data refreshes hourly during market hours. Next update: 4:16 PM
Data refreshes hourly during market hours. Next update: 4:16 PM
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Technical Signals Check
Is LNC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Advanced LNC Option Strategies
Professional options setups generated by AI based on today's LNC price and gamma walls.
