Unum Group (UNM) Stock: Buy, Sell, or Hold?
UNM - Unum Group
$93.75
0.04 (0.04%)
▲
5d:
+1.45%
30d:
-0.75%
90d:
+8.73%
HOLD
MODERATE Confidence
Analysis Updated: Oct 22, 2026 12:00 AM ET
Earnings: Nov 03, 2026
11d
Get Alerted When UNM Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: UNM shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: UNM shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$111.86
Based on 6.4% avg growth
INTRINSIC VALUE TODAY
$69.46
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: UNM is currently trading at $93.75, which is considered slightly high relative to its 30-day fair value range of $90.07 to $94.52. From a valuation perspective, the stock is trading at a premium (Forward PE: 9.9) compared to its historical average (8.7). At these levels, the market is pricing in 4.6% annual earnings growth.
Technical Outlook: Technically, UNM is in a uptrend. The price is approaching resistance at $94.16. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 55/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, UNM is in a uptrend. The price is approaching resistance at $94.16. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 55/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$90.07 -
$94.52
Company Quality Score
56/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
63.8%
Protect Your Profits
Holding UNM? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($102.15)
- BULLISH: Expecting earnings turnaround to 4.6% growth with 0.3% revenue growth
- NEUTRAL: Bottoming setup forming (55/100) — watch for confirmation
Trading Range Analysis
30-Day Trading Range
$90.07 -
$94.52
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$89.54
Resistance Level
$94.16
Current Trend
Uptrend
Technical data as of
Oct 22, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.93
Wall Street Target
$102.15
(+9.0%)
Revenue Growth (YoY)
0.3%
Earnings Growth (YoY)
-16.2%
Profit Margin
5.3%
Valuation Premium vs History
+4.6% premium
PE vs Historical
9.9 vs 8.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.6%
(market-implied from PE analysis)
1-Year Target
$98.02
(+5%)
2-Year Target
$102.53
(+9%)
3-Year Target
$107.25
(+14%)
3-Yr Target (if PE normalizes)
(PE: 10→9)
PE COMPRESSION
$93.94
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 8.8%)
$241.54
(+158%)
Base:
(SPY PE: 9.9, Growth: 8.8%)
$120.80
(+29%)
Bear:
(PE: 8.4, Growth: 8.8%)
$102.68
(+10%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (22x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 21.83 | Current EPS (TTM): $4.28
Bull Case
$205.55
(+119%)
Analyst growth 100.0%, PE expands to 24.0
Base Case
$186.86
(+99%)
Market implied 100.0%, PE stable at 21.8
Bear Case
$63.53
(-32%)
Severe decline -20.0%, PE contracts to 18.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 22, 2026 4:18 PM ET
Data refreshes hourly during market hours. Next update: 5:18 PM
Data refreshes hourly during market hours. Next update: 5:18 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is UNM showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Insurance - Life Stocks
Top-rated stocks in Insurance - Life by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
MET
MetLife Inc |
STRONG BUY
18 analysts |
$107 | 53 HOLD |
|
MFC
Manulife Financial Corp |
BUY
15 analysts |
$34 | 45 HOLD |
|
LNC
Lincoln National Corpora… |
HOLD
13 analysts |
$48 | 66 BUY |
|
GL
Globe Life Inc |
STRONG BUY
11 analysts |
$193 | 49 HOLD |
|
ABL
Abacus Life Inc. |
STRONG BUY
5 analysts |
$14 | 42 HOLD |
Advanced UNM Option Strategies
Professional options setups generated by AI based on today's UNM price and gamma walls.
