ONIT Stock Analysis: Buy, Sell, or Hold?
ONIT - Onity Group Inc.
$37.87
1.21 (3.30%)
▲
5d:
-4.97%
30d:
-2.8%
90d:
-20.67%
BUY
HIGH Confidence
Analysis Updated: Aug 3, 2026 12:00 AM ET
Earnings: Aug 06, 2026
1d
Get Alerted When ONIT Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: ONIT shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
✅ BUY SIGNAL: ONIT shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$75.95
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$47.16
19.7% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 4.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ONIT is currently trading at $37.87, which is considered oversold relative to its 30-day fair value range of $37.89 to $40.31. The stock's valuation (Forward PE: 4.2) is in line with its historical norms (4.3). Remarkably, the market is currently pricing in an annual earnings decline of 0.7% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, ONIT is in a downtrend. Immediate support is located at $35.08, while resistance sits at $41.25. The stock is showing strong short-term momentum, up 3.3% recently.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $54.00 (+42.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, ONIT is in a downtrend. Immediate support is located at $35.08, while resistance sits at $41.25. The stock is showing strong short-term momentum, up 3.3% recently.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $54.00 (+42.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$37.89 -
$40.31
Company Quality Score
47/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
84.3%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+3.3%)
- BULLISH: Trading 42.6% below Wall St target ($54.00)
Trading Range Analysis
30-Day Trading Range
$37.89 -
$40.31
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$35.08
Resistance Level
$41.25
Current Trend
Downtrend
Technical data as of
Aug 3, 2026
Fundamental Context
Forward P/E (Next Year Est.)
4.18
Wall Street Target
$54.00
(+42.6%)
Revenue Growth (YoY)
17.8%
Earnings Growth (YoY)
-70.4%
Profit Margin
15.8%
Valuation Discount vs History
-0.7% cheaper
PE vs Historical
4.2 vs 4.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.7%
(market-implied from PE analysis)
1-Year Target
$37.60
(-1%)
2-Year Target
$37.34
(-1%)
3-Year Target
$37.08
(-2%)
3-Yr Target (if PE normalizes)
(PE: 4→4)
$38.19
(+1%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.7, Growth: 74.4%)
$634.57
(+1576%)
Base:
(SPY PE: 4.2, Growth: 74.4%)
$127.81
(+238%)
Bear:
(PE: 3.5, Growth: 74.4%)
$108.64
(+187%)
📈
Valuation based on Current Earnings
Trailing PE: 1.86 | Current EPS (TTM): $19.70
Bull Case
$20.16
(-47%)
Analyst growth -50.0%, PE expands to 2.1
Base Case
$18.33
(-52%)
Market implied -50.0%, PE stable at 1.9
Bear Case
$24.93
(-34%)
Severe decline -20.0%, PE contracts to 1.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 4.2 to 4.3
Stabilization Target:
$39.00
(+3.0%)
PE Expansion Potential:
+3.0%
Share & Embed Analysis
Last updated: August 04, 2026 6:53 AM ET
Data refreshes hourly during market hours. Next update: 7:53 AM
Data refreshes hourly during market hours. Next update: 7:53 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is ONIT showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Mortgage Finance Stocks
Top-rated stocks in Mortgage Finance by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
PFSI
PennyMac Finl Svcs Inc |
STRONG BUY
8 analysts |
$94 | 45 HOLD |
|
UWMC
UWM Holdings Corp |
HOLD
11 analysts |
$4 | 56 HOLD |
|
RKT
Rocket Companies Inc |
SELL
12 analysts |
$19 | 56 HOLD |
|
LDI
Loandepot Inc |
SELL
6 analysts |
$1 | 65 BUY |
|
WD
Walker & Dunlop Inc |
SELL
5 analysts |
$67 | 48 HOLD |