loanDepot (LDI) Stock: Buy, Sell, or Hold?
LDI - loanDepot, Inc.
$0.61
0.02 (3.74%)
▲
5d:
-7.39%
30d:
-31.12%
90d:
-50.16%
HOLD
LOW Confidence
Analysis Updated: Oct 1, 2026 12:00 AM ET
Earnings: Nov 05, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: LDI trades at premium valuation expecting 6.7% growth. Hold existing positions but don't chase. Wait for better entry.
📊 HOLD: LDI trades at premium valuation expecting 6.7% growth. Hold existing positions but don't chase. Wait for better entry.
In-depth Analysis How we analyze
Valuation Analysis: LDI is currently trading at $0.61, which is considered oversold relative to its 30-day fair value range of $0.67 to $0.91. From a valuation perspective, the stock is trading at a premium (Forward PE: 12.3) compared to its historical average (10.1). At these levels, the market is pricing in 6.7% annual earnings growth.
Technical Outlook: Technically, LDI is in a strong downtrend. Immediate support is located at $0.57, while resistance sits at $0.74. The stock is showing strong short-term momentum, up 3.7% recently.
Market Sentiment: LDI scores 68/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $1.12 (+83.5%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, LDI is in a strong downtrend. Immediate support is located at $0.57, while resistance sits at $0.74. The stock is showing strong short-term momentum, up 3.7% recently.
Market Sentiment: LDI scores 68/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $1.12 (+83.5%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$0.67 -
$0.91
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
98.6%
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View Profit Protection PlanAll Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (68/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+3.7%)
- BULLISH: Trading 83.5% below Wall St target ($1.12)
- BULLISH: Expecting earnings turnaround to 6.7% growth with 9.7% revenue growth
- CAUTION: Bottoming setup, but lagging the sector by 44% over 20 days — wait for relative strength
- CAUTION: 5-day price weakness (-7.4%) - monitor closely
Trading Range Analysis
30-Day Trading Range
$0.67 -
$0.91
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$0.57
Resistance Level
$0.74
Current Trend
Strong Downtrend
Technical data as of
Oct 1, 2026
Fundamental Context
Forward P/E (Next Year Est.)
12.26
Wall Street Target
$1.13
(+83.5%)
Revenue Growth (YoY)
9.7%
Earnings Growth (YoY)
-98.8%
Profit Margin
-5.5%
Valuation Premium vs History
+6.7% premium
PE vs Historical
12.3 vs 10.1
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+6.7%
(market-implied from PE analysis)
1-Year Target
$0.65
(+7%)
2-Year Target
$0.70
(+14%)
3-Year Target
$0.74
(+22%)
3-Yr Target (if PE normalizes)
(PE: 12→10)
PE COMPRESSION
$0.61
(+0%)
Earnings growth offset by PE compression
Share & Embed Analysis
Last updated: October 02, 2026 6:51 AM ET
Data refreshes hourly during market hours. Next update: 7:51 AM
Data refreshes hourly during market hours. Next update: 7:51 AM
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Technical Signals Check
Is LDI showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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