LDI Stock Analysis: Buy, Sell, or Hold?
LDI - loanDepot, Inc.
$1.14
0.03 (2.70%)
▲
5d:
-5.79%
30d:
-8.8%
90d:
-24.0%
HOLD
LOW Confidence
Analysis Updated: Jun 22, 2026 12:00 AM ET
Earnings: Aug 06, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: LDI shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: LDI shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$4.07
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$2.53
54.9% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: LDI is currently trading at $1.14, which is considered oversold relative to its 30-day fair value range of $1.15 to $1.28. From a valuation perspective, the stock is trading at a discount (Forward PE: 5.0) compared to its historical average (9.5). Remarkably, the market is currently pricing in an annual earnings decline of 19.1% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, LDI is in a strong uptrend. The price is currently testing key support at $1.11. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (45/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $1.80 (+62.2%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, LDI is in a strong uptrend. The price is currently testing key support at $1.11. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (45/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $1.80 (+62.2%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$1.15 -
$1.28
Company Quality Score
55/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
79.5%
Protect Your Profits
Holding LDI? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (45/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 62.2% below Wall St target ($1.80)
- CAUTION: Recommendation downgraded due to -5.8% 5-day decline
Trading Range Analysis
30-Day Trading Range
$1.15 -
$1.28
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$1.11
Resistance Level
$1.33
Current Trend
Strong Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
5.05
Wall Street Target
$1.80
(+62.2%)
Revenue Growth (YoY)
1.7%
Earnings Growth (YoY)
-98.8%
Profit Margin
-6.3%
Valuation Discount vs History
-19.1% cheaper
PE vs Historical
5.1 vs 9.5
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-19.1%
(market-implied from PE analysis)
1-Year Target
$1.00
(-10%)
2-Year Target
$0.90
(-19%)
3-Year Target
$0.81
(-27%)
3-Yr Target (if PE normalizes)
(PE: 5→10)
$1.52
(+37%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 633.3%)
$16.17
(+1357%)
Base:
(SPY PE: 5.0, Growth: 633.3%)
$3.75
(+238%)
Bear:
(PE: 4.3, Growth: 633.3%)
$3.18
(+187%)
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 5.0 to 9.5
Stabilization Target:
$2.09
(+88.3%)
PE Expansion Potential:
+88.3%
Share & Embed Analysis
Last updated: June 23, 2026 10:11 AM ET
Data refreshes hourly during market hours. Next update: 11:11 AM
Data refreshes hourly during market hours. Next update: 11:11 AM
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Technical Signals Check
Is LDI showing a specific setup today?
Insider Activity (6 Months)
0
Buys
2
Sells
Net
INSIDERS SELLING
Recent Transactions
Anthony Li Hsieh
SELL
884495 shares
2026-01-15
Anthony Li Hsieh
SELL
415505 shares
2026-01-14
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