TBBK Stock Analysis: Buy, Sell, or Hold?
TBBK - The Bancorp Inc.
$67.19
0.28 (0.42%)
â˛
5d:
-3.57%
30d:
+2.22%
90d:
+22.01%
WAIT
LOW Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Jul 30, 2026
0d
Get Alerted When TBBK Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
âšī¸ NEUTRAL: TBBK is fairly priced but lacks strong directional signals. At 0.8% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
âšī¸ NEUTRAL: TBBK is fairly priced but lacks strong directional signals. At 0.8% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$127.77
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$79.33
15.3% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: TBBK is currently trading at $67.19, which is considered slightly low relative to its 30-day fair value range of $66.69 to $70.15. The stock's valuation (Forward PE: 8.3) is in line with its historical norms (8.1). At these levels, the market is pricing in 0.8% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, TBBK is in a strong uptrend. The price is currently testing key support at $66.09. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: TBBK scores 33/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $84.33 (+26.0%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, TBBK is in a strong uptrend. The price is currently testing key support at $66.09. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: TBBK scores 33/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $84.33 (+26.0%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$66.69 -
$70.15
Company Quality Score
52/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (33/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 26.0% below Wall St target ($84.33)
- NEUTRAL: Market pricing in 0.8% annual earnings growth - fairly valued
- WARNING: Composite score 52/100 in the bottom quintile â this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$66.69 -
$70.15
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$66.10
Resistance Level
$71.52
Current Trend
Strong Uptrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.26
Wall Street Target
$84.33
(+26.0%)
Revenue Growth (YoY)
0.4%
Earnings Growth (YoY)
14.2%
Profit Margin
43.6%
Valuation Premium vs History
+0.8% premium
PE vs Historical
8.3 vs 8.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.8%
(market-implied from PE analysis)
1-Year Target
$67.45
(+1%)
2-Year Target
$67.98
(+2%)
3-Year Target
$68.53
(+2%)
3-Yr Target (if PE normalizes)
(PE: 8â8)
PE COMPRESSION
$67.20
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 35.3%)
$402.65
(+502%)
Base:
(SPY PE: 8.3, Growth: 35.3%)
$165.72
(+148%)
Bear:
(PE: 7.0, Growth: 35.3%)
$140.86
(+111%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 12.84 | Current EPS (TTM): $5.29
Bull Case
$114.38
(+70%)
Analyst growth 53.1%, PE expands to 14.1
Base Case
$103.98
(+55%)
Market implied 53.1%, PE stable at 12.8
Bear Case
$46.18
(-31%)
Severe decline -20.0%, PE contracts to 10.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 24, 2026 8:46 AM ET
Data refreshes hourly during market hours. Next update: 9:46 AM
Data refreshes hourly during market hours. Next update: 9:46 AM
đĨ Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is TBBK showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Ryan Harris
SELL
4500 shares
2026-03-13
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
USB
U.S. Bancorp |
BUY
24 analysts |
$70 | 48 HOLD |
|
HBAN
Huntington Bancshares InâĻ |
STRONG BUY
21 analysts |
$20 | 51 HOLD |
|
WAL
Western Alliance BancorpâĻ |
STRONG BUY
15 analysts |
$93 | 57 HOLD |
|
BAP
Credicorp Ltd |
STRONG BUY
13 analysts |
$423 | 63 BUY |
|
WTFC
Wintrust Financial CorpoâĻ |
STRONG BUY
13 analysts |
$180 | 50 HOLD |
