NIC vs TBBK
Head-to-Head Stock Analysis & Investment Rating
Last Updated: Jul 27, 2026
NIC
48.7
AI Score
VS
It's a Tie!
TBBK
48.7
AI Score
Investment Advisor Scores
TBBK
49score
Recommendation
HOLD
AI Analyst Insights
AI insights temporarily unavailable
Detailed Metrics Comparison
| Metric | NIC | TBBK | Winner |
|---|---|---|---|
| Net Income | 15.20M | 60.07M | TBBK |
| ROE | 0.7% | 8.6% | TBBK |
| ROA | 0.1% | 0.6% | TBBK |
| Total Assets | 15.57B | 9.90B | NIC |
| Cash | 433.01M | 67.18M | NIC |
| Debt/Equity | 0.08 | 0.02 | TBBK |
| Free Cash Flow | 12.18M | 84.77M | TBBK |
Relative Price Performance (Last 90 Days)
NIC 1M: +4.5%
· 3M: +18.8%
TBBK 1M: +12.4%
· 3M: +21.3%
Current Technical Phase
NIC
MarkupHold / add on dips
Price above SMA50, rising 50-day trend (6.4% over 20 days), RSI 66
TBBK
MarkupHold / add on dips
Price above SMA50, rising 50-day trend (6.8% over 20 days), RSI 66
Fundamentals Snapshot
| Metric | NIC | TBBK |
|---|---|---|
| Market Cap | — | — |
| Forward P/E | 12.7 | 8.3 |
| Trailing P/E | 19.0 | 12.6 |
| Revenue (TTM) | — | — |
| Revenue Growth | 0.9% | 0.0% |
| Gross Margin | 1.0% | 1.0% |
| Operating Margin | 0.5% | 0.6% |
| EPS | 8.92 | 5.14 |
| Dividend Yield | 0.01% | — |
Frequently Asked Questions
Based on our detailed analysis, NIC and TBBK are evenly matched, both winning 2 key financial metrics each. This is a close call that depends on your specific investment goals.
We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.
Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.