The Bancorp (TBBK) Stock: Buy, Sell, or Hold?
$48.40
-0.21 (-0.43%)
âŧ
5d:
+1.38%
30d:
+0.02%
90d:
-30.54%
QUANTITATIVE VERDICT
WAIT
LOW Confidence (72%)
Quality Score
45/100
Position
FAIR
30-Day Fair Range
$47.68 â $50.35
Position: FAIR
Forward P/E & Valuation
6.8x
CHEAP
vs 7.7x historical avg
Wall Street Target
$63.33
+30.9% upside
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$45.08 / $50.26
Trend: Strong Downtrend
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
âšī¸ NEUTRAL: TBBK is fairly priced but lacks strong directional signals. At -4.0% expected growth, valuation appears cheap. Wait for clearer setup or better entry on dips.
Get Alerted When TBBK Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$93.35
Based on 11.5% avg growth
INTRINSIC VALUE TODAY
$57.96
16.5% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: TBBK is currently trading at $48.40, which is considered fair relative to its 30-day fair value range of $47.68 to $50.35. From a valuation perspective, the stock is trading at a discount (Forward PE: 6.8) compared to its historical average (7.7). Remarkably, the market is currently pricing in an annual earnings decline of 4.0% over the next few years. This pessimistic expectation contrasts with the company's recent 29.7% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, TBBK is in a strong downtrend. Immediate support is located at $45.08, while resistance sits at $50.26.
Market Sentiment: The stock scores a mixed 41/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $63.33 (+30.9%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, TBBK is in a strong downtrend. Immediate support is located at $45.08, while resistance sits at $50.26.
Market Sentiment: The stock scores a mixed 41/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $63.33 (+30.9%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$47.68 -
$50.35
Company Quality Score
45/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
72.4%
Trading Range & Key Levels
30-Day Trading Range
$47.68 -
$50.35
Current vs Trading Range
FAIR
Support Level
$45.08
Resistance Level
$50.26
Current Trend
Strong Downtrend
Technical data as of
Nov 12, 2026
Quantitative Signal Breakdown
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (41/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 30.9% below Wall St target ($63.33)
- WARNING: Composite score 45/100 in the bottom quintile â this cohort historically lags the market
Fundamental Context
Forward P/E (Next Year Est.)
6.83
Wall Street Target
$63.33
(+30.9%)
Revenue Growth (YoY)
4.4%
Earnings Growth (YoY)
29.7%
Profit Margin
44.6%
Valuation Discount vs History
-4.0% cheaper
PE vs Historical
6.8 vs 7.7
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-4.0%
(market-implied from PE analysis)
1-Year Target
$46.46
(-4%)
2-Year Target
$44.61
(-8%)
3-Year Target
$42.82
(-12%)
3-Yr Target (if PE normalizes)
(PE: 7â8)
$48.30
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 18.9%)
$236.65
(+389%)
Base:
(SPY PE: 6.8, Growth: 18.9%)
$81.34
(+68%)
Bear:
(PE: 5.8, Growth: 18.9%)
$69.14
(+43%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (9x PE), but valuation improves significantly next year (7x PE) as earnings recover.
Trailing PE: 8.59 | Current EPS (TTM): $5.66
Bull Case
$66.98
(+38%)
Analyst growth 25.3%, PE expands to 9.5
Base Case
$60.89
(+26%)
Market implied 25.3%, PE stable at 8.6
Bear Case
$33.05
(-32%)
Severe decline -20.0%, PE contracts to 7.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
đĄ
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 6.8 to 7.7
Stabilization Target:
$54.59
(+12.8%)
PE Expansion Potential:
+12.8%
Share TBBK Analysis
Share this live TBBK analysis (with rich preview card) to Reddit, StockTwits, X, or embed the chart on your blog.
bloggers & journalists: you are free to use our charts with attribution.Reddit & Retail Trader Sentiment (TBBK)
Bullish
2 Retail Mentions
Reddit / WSB Comments
1
Bullish
StockTwits Volume
1 msgs
24h retail stream
Last Tracked
May 15, 2026
Daily AI digest
AI Retail Discussion Summary:
Owls Nest Partners sold its entire stake in nCino, worth $29.79 million, raising concerns for investors. The software provider's shares have fallen significantly despite strong earnings.
Key Retail Themes:
investor sentiment
company earnings
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams.
View All Trending Reddit & WSB Stocks →
Last updated: November 12, 2026 9:16 PM ET
Data refreshes hourly during market hours. Next update: 10:16 PM
Data refreshes hourly during market hours. Next update: 10:16 PM
đĨ Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is TBBK showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
PNFP
Pinnacle Financial PartnâĻ |
STRONG BUY
22 analysts |
$121 | 42 HOLD |
|
CFG
Citizens Financial GroupâĻ |
STRONG BUY
20 analysts |
$76 | 46 HOLD |
|
FLG
Flagstar Bank, National âĻ |
BUY
18 analysts |
$13 | 61 BUY |
|
HBAN
Huntington Bancshares InâĻ |
BUY
21 analysts |
$19 | 45 HOLD |
|
SSB
SouthState Corporation |
STRONG BUY
14 analysts |
$120 | 51 HOLD |
Explore More Analysis & Live Quant Tools
Part A: Deep-Dive TBBK Research Pages
