TBBK Stock Analysis: Buy, Sell, or Hold?
TBBK - The Bancorp Inc.
$66.60
0.11 (0.17%)
▲
5d:
+1.49%
30d:
+17.88%
90d:
+11.84%
BUY
MODERATE Confidence
Analysis Updated: Jul 13, 2026 12:00 AM ET
Earnings: Jul 23, 2026
8d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: TBBK shows positive signals but monitor for confirmation. Market pricing in 1.0% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: TBBK shows positive signals but monitor for confirmation. Market pricing in 1.0% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$125.67
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$78.03
14.6% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: TBBK is currently trading at $66.60, which is considered extended relative to its 30-day fair value range of $55.92 to $64.75. The stock's valuation (Forward PE: 8.2) is in line with its historical norms (8.0). At these levels, the market is pricing in 1.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, TBBK is in a downtrend. The price is approaching resistance at $56.55. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: TBBK has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $73.67 (+10.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, TBBK is in a downtrend. The price is approaching resistance at $56.55. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: TBBK has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $73.67 (+10.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$55.92 -
$64.75
Company Quality Score
63/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
60.5%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($73.67)
- NEUTRAL: Market pricing in 1.0% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$55.92 -
$64.75
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$51.95
Resistance Level
$56.55
Current Trend
Downtrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.24
Wall Street Target
$73.67
(+10.8%)
Revenue Growth (YoY)
4.1%
Earnings Growth (YoY)
18.5%
Profit Margin
43.5%
Valuation Premium vs History
+1.0% premium
PE vs Historical
8.2 vs 8.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.0%
(market-implied from PE analysis)
1-Year Target
$67.15
(+1%)
2-Year Target
$67.83
(+2%)
3-Year Target
$68.50
(+3%)
3-Yr Target (if PE normalizes)
(PE: 8→8)
PE COMPRESSION
$66.49
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 36.5%)
$446.76
(+572%)
Base:
(SPY PE: 8.2, Growth: 36.5%)
$169.08
(+154%)
Bear:
(PE: 7.0, Growth: 36.5%)
$143.71
(+116%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 12.94 | Current EPS (TTM): $5.14
Bull Case
$114.80
(+73%)
Analyst growth 56.9%, PE expands to 14.2
Base Case
$104.36
(+57%)
Market implied 56.9%, PE stable at 12.9
Bear Case
$45.22
(-32%)
Severe decline -20.0%, PE contracts to 11.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 14, 2026 11:43 AM ET
Data refreshes hourly during market hours. Next update: 12:43 PM
Data refreshes hourly during market hours. Next update: 12:43 PM
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Technical Signals Check
Is TBBK showing a specific setup today?
Insider Activity (6 Months)
7
Buys
1
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Ryan Harris
SELL
4500 shares
2026-03-13
Matthew Cohn
BUY
230 shares
2026-02-12
Matthew Cohn
BUY
170 shares
2026-02-11
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