The Bancorp (TBBK) Stock: Buy, Sell, or Hold?
TBBK - The Bancorp Inc.
$50.63
0.33 (0.66%)
▲
5d:
-25.26%
30d:
-27.15%
90d:
-10.39%
WAIT
LOW Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Oct 29, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
⏸️ WAIT FOR STABILIZATION: TBBK is down 25.3% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.
⏸️ WAIT FOR STABILIZATION: TBBK is down 25.3% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$127.77
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$79.33
36.2% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: TBBK is currently trading at $50.63, which is considered oversold relative to its 30-day fair value range of $63.36 to $71.28. From a valuation perspective, the stock is trading at a discount (Forward PE: 6.2) compared to its historical average (8.1). Remarkably, the market is currently pricing in an annual earnings decline of 8.1% over the next few years. This pessimistic expectation contrasts with the company's recent 14.2% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, TBBK is in a uptrend. Immediate support is located at $48.41, while resistance sits at $68.10.
Market Sentiment: TBBK scores 35/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $84.33 (+66.6%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, TBBK is in a uptrend. Immediate support is located at $48.41, while resistance sits at $68.10.
Market Sentiment: TBBK scores 35/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $84.33 (+66.6%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$63.36 -
$71.28
Company Quality Score
46/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
57.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (35/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 66.6% below Wall St target ($84.33)
- WARNING: Composite score 46/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$63.36 -
$71.28
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$48.41
Resistance Level
$68.10
Current Trend
Uptrend
Technical data as of
Sep 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
6.25
Wall Street Target
$84.33
(+66.6%)
Revenue Growth (YoY)
0.4%
Earnings Growth (YoY)
14.2%
Profit Margin
43.6%
Valuation Discount vs History
-8.1% cheaper
PE vs Historical
6.3 vs 8.1
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-8.1%
(market-implied from PE analysis)
1-Year Target
$46.53
(-8%)
2-Year Target
$42.76
(-16%)
3-Year Target
$39.30
(-22%)
3-Yr Target (if PE normalizes)
(PE: 6→8)
$50.92
(+1%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 35.3%)
$404.65
(+699%)
Base:
(SPY PE: 6.3, Growth: 35.3%)
$125.40
(+148%)
Bear:
(PE: 5.3, Growth: 35.3%)
$106.59
(+111%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (9x PE), but valuation improves significantly next year (6x PE) as earnings recover.
Trailing PE: 9.40 | Current EPS (TTM): $5.35
Bull Case
$83.77
(+66%)
Analyst growth 51.4%, PE expands to 10.3
Base Case
$76.16
(+50%)
Market implied 51.4%, PE stable at 9.4
Bear Case
$34.20
(-32%)
Severe decline -20.0%, PE contracts to 8.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 6.3 to 8.1
Stabilization Target:
$65.61
(+29.6%)
PE Expansion Potential:
+29.6%
Share & Embed Analysis
Last updated: September 13, 2026 9:18 AM ET
Data refreshes hourly during market hours. Next update: 10:18 AM
Data refreshes hourly during market hours. Next update: 10:18 AM
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Technical Signals Check
Is TBBK showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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