TRU Stock Analysis: Buy, Sell, or Hold?
TRU - TransUnion
$64.60
0.16 (0.25%)
▲
5d:
-1.67%
30d:
-2.24%
90d:
-9.91%
HOLD
MODERATE Confidence
Analysis Updated: Jun 18, 2026 12:00 AM ET
Earnings: Jul 23, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: TRU shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: TRU shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$129.41
Based on 10.4% avg growth
INTRINSIC VALUE TODAY
$80.35
19.6% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 14.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: TRU is currently trading at $64.60, which is considered oversold relative to its 30-day fair value range of $66.43 to $71.30. From a valuation perspective, the stock is trading at a discount (Forward PE: 11.6) compared to its historical average (14.2). Remarkably, the market is currently pricing in an annual earnings decline of 6.6% over the next few years. This pessimistic expectation contrasts with the company's recent 172.0% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, TRU is in a downtrend. The price is currently testing key support at $68.12. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: TRU has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $89.76 (+39.0%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, TRU is in a downtrend. The price is currently testing key support at $68.12. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: TRU has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $89.76 (+39.0%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$66.43 -
$71.30
Company Quality Score
55/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
57.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 39.0% below Wall St target ($89.76)
Trading Range Analysis
30-Day Trading Range
$66.43 -
$71.30
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$68.13
Resistance Level
$74.20
Current Trend
Downtrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.58
Wall Street Target
$89.76
(+39.0%)
Revenue Growth (YoY)
13.7%
Earnings Growth (YoY)
172.0%
Profit Margin
14.9%
Valuation Discount vs History
-6.6% cheaper
PE vs Historical
11.6 vs 14.2
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-6.6%
(market-implied from PE analysis)
1-Year Target
$60.34
(-7%)
2-Year Target
$56.35
(-13%)
3-Year Target
$52.63
(-19%)
3-Yr Target (if PE normalizes)
(PE: 12→14)
$64.56
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 16.8%)
$193.58
(+200%)
Base:
(SPY PE: 11.6, Growth: 16.8%)
$102.89
(+59%)
Bear:
(PE: 9.8, Growth: 16.8%)
$87.46
(+35%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (18x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 17.85 | Current EPS (TTM): $3.61
Bull Case
$109.57
(+70%)
Analyst growth 54.6%, PE expands to 19.6
Base Case
$99.61
(+54%)
Market implied 54.6%, PE stable at 17.9
Bear Case
$43.82
(-32%)
Severe decline -20.0%, PE contracts to 15.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 11.6 to 14.2
Stabilization Target:
$79.24
(+22.7%)
PE Expansion Potential:
+22.7%
Share & Embed Analysis
Last updated: June 20, 2026 1:59 PM ET
Data refreshes hourly during market hours. Next update: 2:59 PM
Data refreshes hourly during market hours. Next update: 2:59 PM
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Technical Signals Check
Is TRU showing a specific setup today?
Insider Activity (6 Months)
0
Buys
8
Sells
Net
INSIDERS SELLING
Recent Transactions
Heather J Russell
SELL
1983 shares
2026-04-21
Steven M Chaouki
SELL
5000 shares
2026-04-02
Todd C Skinner
SELL
500 shares
2026-04-01
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