TRU Stock Analysis: Buy, Sell, or Hold?
TRU - TransUnion
$84.61
-0.50 (-0.59%)
▼
5d:
+5.13%
30d:
+14.6%
90d:
+21.79%
WAIT
LOW Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Jul 28, 2026
0d
Get Alerted When TRU Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 MIXED SIGNALS: TRU shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: TRU shows conflicting indicators. Wait for confirmation before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$125.74
Based on 9.8% avg growth
INTRINSIC VALUE TODAY
$78.08
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 14.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: TRU is currently trading at $84.61, which is considered extended relative to its 30-day fair value range of $76.81 to $82.34. The stock's valuation (Forward PE: 15.2) is in line with its historical norms (14.1). At these levels, the market is pricing in 2.5% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, TRU is in a uptrend. The price is approaching resistance at $86.37. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: TRU scores 25/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $96.24 (+13.1%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, TRU is in a uptrend. The price is approaching resistance at $86.37. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: TRU scores 25/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $96.24 (+13.1%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$76.81 -
$82.34
Company Quality Score
40/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
27.1%
All Signals
- BEARISH: Price extended above range
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($96.24)
- NEUTRAL: Market pricing in 2.5% annual earnings growth - fairly valued
- WARNING: Composite score 40/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$76.81 -
$82.34
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$78.29
Resistance Level
$86.37
Current Trend
Uptrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
15.18
Wall Street Target
$96.24
(+13.1%)
Revenue Growth (YoY)
14.9%
Earnings Growth (YoY)
32.1%
Profit Margin
15.1%
Valuation Premium vs History
+2.5% premium
PE vs Historical
15.2 vs 14.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.5%
(market-implied from PE analysis)
1-Year Target
$87.24
(+3%)
2-Year Target
$89.42
(+5%)
3-Year Target
$91.65
(+8%)
3-Yr Target (if PE normalizes)
(PE: 15→14)
PE COMPRESSION
$85.14
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 15.6%)
$174.00
(+104%)
Base:
(SPY PE: 15.2, Growth: 15.6%)
$131.59
(+55%)
Bear:
(PE: 12.9, Growth: 15.6%)
$111.85
(+31%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (22x PE), but valuation improves significantly next year (15x PE) as earnings recover.
Trailing PE: 22.04 | Current EPS (TTM): $3.79
Bull Case
$135.96
(+61%)
Analyst growth 48.0%, PE expands to 24.3
Base Case
$123.60
(+46%)
Market implied 48.0%, PE stable at 22.0
Bear Case
$56.81
(-33%)
Severe decline -20.0%, PE contracts to 18.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 23, 2026 2:07 AM ET
Data refreshes hourly during market hours. Next update: 3:07 AM
Data refreshes hourly during market hours. Next update: 3:07 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is TRU showing a specific setup today?
Insider Activity (6 Months)
0
Buys
5
Sells
Net
INSIDERS SELLING
Recent Transactions
Heather J Russell
SELL
1983 shares
2026-04-21
Steven M Chaouki
SELL
5000 shares
2026-04-02
Todd C Skinner
SELL
500 shares
2026-04-01
Top Rated Financial Data & Stock Exchanges Stocks
Top-rated stocks in Financial Data & Stock Exchanges by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
SPGI
S&P Global Inc |
STRONG BUY
26 analysts |
$517 | 49 HOLD |
|
COIN
Coinbase Global Inc |
HOLD
29 analysts |
$196 | 44 HOLD |
|
MCO
Moodys Corporation |
BUY
23 analysts |
$560 | 48 HOLD |
|
NDAQ
Nasdaq Inc |
STRONG BUY
17 analysts |
$110 | 50 HOLD |
|
MSCI
MSCI Inc |
BUY
19 analysts |
$692 | 58 HOLD |
