ALLY vs FCFS

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 01, 2026

ALLY

52.8
AI Score
VS
FCFS Wins

FCFS

53.7
AI Score

Investment Advisor Scores

ALLY

53score
Recommendation
HOLD

FCFS

54score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric ALLY FCFS Winner
Revenue 4.39B 2.13B ALLY
Net Income 729.00M 201.17M ALLY
Net Margin 16.6% 9.5% ALLY
ROE 4.7% 8.7% FCFS
ROA 0.4% 3.7% FCFS
Total Assets 199.77B 5.49B ALLY
Cash 7.84B 172.30M ALLY
Debt/Equity 1.10 1.01 FCFS

Relative Price Performance (Last 90 Days)

ALLY 1M: -6.0% · 3M: -2.4% FCFS 1M: -6.6% · 3M: -6.5%

Current Technical Phase

ALLY

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 43

RSI (14): 42.9 · Price: $43.33

FCFS

Markdown
Sell / avoid

Price below a falling SMA50 (slope -2.0%), weak momentum, RSI 43

RSI (14): 43.1 · Price: $204.01

Fundamentals Snapshot

Metric ALLY FCFS
Market Cap
Forward P/E 6.7 15.6
Trailing P/E 10.1 22.9
Revenue (TTM)
Revenue Growth 0.1% 0.3%
Gross Margin 1.0% 0.6%
Operating Margin 0.3% 0.2%
EPS 4.30 8.80
Dividend Yield 0.03% 0.01%

Frequently Asked Questions

Based on our detailed analysis, FCFS is currently the stronger investment candidate, winning 3 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.