ALLY vs QFIN

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 06, 2026

ALLY

55.2
AI Score
VS
It's a Tie!

QFIN

55.2
AI Score

Investment Advisor Scores

ALLY

55score
Recommendation
HOLD

QFIN

55score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric ALLY QFIN Winner
Revenue 7.91B 2.75B ALLY
Net Income 852.00M 854.51M QFIN
Net Margin 10.8% 31.1% QFIN
ROE 5.5% 24.8% QFIN
ROA 0.4% 10.5% QFIN
Total Assets 196.00B 8.14B ALLY
Cash 10.03B 671.64M ALLY

Relative Price Performance (Last 90 Days)

ALLY 1M: +1.3% · 3M: -14.6% QFIN 1M: -7.7% · 3M: -57.5%

Current Technical Phase

ALLY

Distribution
Trim / tighten stop

Price near a flattening SMA50 (slope -4.7%) with fading momentum, RSI 46

RSI (14): 46.3 · Price: $38.08

QFIN

Markdown
Sell / avoid

Price below a falling SMA50 (slope -26.4%), weak momentum, RSI 35

RSI (14): 34.6 · Price: $5.31

Fundamentals Snapshot

Metric ALLY QFIN
Market Cap — —
Forward P/E 6.3 0.3
Trailing P/E 8.8 1.3
Revenue (TTM) — —
Revenue Growth 0.1% -0.3%
Gross Margin 1.0% 0.5%
Operating Margin 0.3% 0.3%
EPS 4.37 4.21
Dividend Yield 0.03% 0.22%

Frequently Asked Questions

Based on our detailed analysis, ALLY and QFIN are evenly matched, both winning 3 key financial metrics each. This is a close call that depends on your specific investment goals.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.