ALLY vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 09, 2026

ALLY

59.4
AI Score
VS
ALLY Wins

UPST

50.2
AI Score

Investment Advisor Scores

ALLY

59score
Recommendation
HOLD

UPST

50score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric ALLY UPST Winner
Forward P/E 6.7522 15.8479 ALLY
PEG Ratio 0.3881 0 Tie
Revenue Growth 11.0% 42.3% UPST
Earnings Growth 13.5% 211.2% UPST
Tradestie Score 59.4/100 50.2/100 ALLY
Profit Margin 18.4% 4.7% ALLY
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

ALLY 1M: -4.9% · 3M: -3.3% UPST 1M: -12.1% · 3M: -19.5%

Current Technical Phase

ALLY

Markdown
Sell / avoid

Price below a falling SMA50 (slope -1.7%), weak momentum, RSI 43

RSI (14): 42.8 · Price: $42.07

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -4.4%), weak momentum, RSI 36

RSI (14): 35.9 · Price: $25.59

Fundamentals Snapshot

Metric ALLY UPST
Market Cap
Forward P/E 6.5 7.4
Trailing P/E 9.9 50.2
Revenue (TTM)
Revenue Growth 0.1% 0.4%
Gross Margin 1.0% 0.8%
Operating Margin 0.3% 0.1%
EPS 4.25 0.50
Dividend Yield 0.03%

Frequently Asked Questions

Based on our detailed analysis, ALLY is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.