ATLC vs ENVA

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 12, 2026

ATLC

71.0
AI Score
VS
ATLC Wins

ENVA

63.6
AI Score

Investment Advisor Scores

ATLC

71score
Recommendation
BUY

ENVA

64score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric ATLC ENVA Winner
Revenue 2.55M 1.80B ENVA
Net Income 960,000 196.16M ENVA
Net Margin 37.6% 10.9% ATLC
ROE -3.0% 13.1% ENVA
ROA 0.2% 2.7% ENVA
Total Assets 458.74M 7.22B ENVA
Cash 78.47M 122.23M ENVA

Relative Price Performance (Last 90 Days)

ATLC 1M: -3.0% · 3M: +3.6% ENVA 1M: -14.2% · 3M: +17.9%

Current Technical Phase

ATLC

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 48

RSI (14): 48.4 · Price: $94.46

ENVA

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 39

RSI (14): 39.1 · Price: $223.48

Fundamentals Snapshot

Metric ATLC ENVA
Market Cap
Forward P/E 7.1 10.9
Trailing P/E 12.0 16.6
Revenue (TTM)
Revenue Growth 0.8% 0.3%
Gross Margin 0.7% 0.8%
Operating Margin 0.3% 0.3%
EPS 7.76 13.41
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, ATLC is currently the stronger investment candidate, winning 1 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.