ATLC Stock Analysis: Buy, Sell, or Hold?
ATLC - Atlanticus Holdings Corporation
$101.36
1.84 (1.85%)
▲
5d:
+6.63%
30d:
+24.2%
90d:
+80.0%
HOLD
MODERATE Confidence
Analysis Updated: Jun 23, 2026 12:00 AM ET
Earnings: Aug 06, 2026
Get Alerted When ATLC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD - EXTENDED: ATLC is 7.2% above its trading range ($94.57). Fundamentals are solid but entry is stretched. Hold existing positions; wait for pullback to add new shares.
📊 HOLD - EXTENDED: ATLC is 7.2% above its trading range ($94.57). Fundamentals are solid but entry is stretched. Hold existing positions; wait for pullback to add new shares.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$161.09
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$100.03
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 6.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ATLC is currently trading at $101.36, which is considered extended relative to its 30-day fair value range of $80.29 to $94.57. From a valuation perspective, the stock is trading at a premium (Forward PE: 7.6) compared to its historical average (6.2). At these levels, the market is pricing in 6.8% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, ATLC is in a strong uptrend. The price is approaching resistance at $104.07. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ATLC has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, ATLC is in a strong uptrend. The price is approaching resistance at $104.07. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ATLC has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$80.29 -
$94.57
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
51.4%
All Signals
- BEARISH: Price extended above range (+7.2% above its trading range)
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($104.00)
- NEUTRAL: Trading at premium valuation - market expects 6.8% growth which is achievable
Trading Range Analysis
30-Day Trading Range
$80.29 -
$94.57
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$80.45
Resistance Level
$104.07
Current Trend
Strong Uptrend
Technical data as of
Jun 23, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.60
Wall Street Target
$104.00
(+2.6%)
Revenue Growth (YoY)
60.8%
Earnings Growth (YoY)
50.2%
Profit Margin
21.4%
Valuation Premium vs History
+6.8% premium
PE vs Historical
7.6 vs 6.2
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+6.8%
(market-implied from PE analysis)
1-Year Target
$108.25
(+7%)
2-Year Target
$115.61
(+14%)
3-Year Target
$123.48
(+22%)
3-Yr Target (if PE normalizes)
(PE: 8→6)
PE COMPRESSION
$100.77
(-1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 38.5%)
$772.31
(+662%)
Base:
(SPY PE: 7.6, Growth: 38.5%)
$269.38
(+166%)
Bear:
(PE: 6.2, Growth: 38.5%)
$219.85
(+117%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 11.48 | Current EPS (TTM): $8.72
Bull Case
$168.51
(+69%)
Analyst growth 53.0%, PE expands to 12.6
Base Case
$153.19
(+54%)
Market implied 53.0%, PE stable at 11.5
Bear Case
$68.08
(-32%)
Severe decline -20.0%, PE contracts to 9.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: June 23, 2026 5:06 PM ET
Data refreshes hourly during market hours. Next update: 6:06 PM
Data refreshes hourly during market hours. Next update: 6:06 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is ATLC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Deal W Hudson
SELL
1675 shares
2026-01-13
Top Rated Credit Services Stocks
Top-rated stocks in Credit Services by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
V
Visa Inc. Class A |
STRONG BUY
41 analysts |
$399 | 60 BUY |
|
MA
Mastercard Inc |
STRONG BUY
42 analysts |
$645 | 61 BUY |
|
COF
Capital One Financial Co… |
STRONG BUY
23 analysts |
$255 | 62 BUY |
|
PYPL
PayPal Holdings Inc |
HOLD
47 analysts |
$52 | 57 HOLD |
|
AXP
American Express Company |
HOLD
30 analysts |
$363 | 63 BUY |
