BFH vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 27, 2026

BFH

54.7
AI Score
VS
UPST Wins

UPST

63.9
AI Score

Investment Advisor Scores

BFH

55score
Recommendation
HOLD

UPST

64score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric BFH UPST Winner
Forward P/E 7.57 13.587 BFH
PEG Ratio 2.1634 0 Tie
Revenue Growth 3.8% 42.3% UPST
Earnings Growth 21.2% 211.2% UPST
Tradestie Score 54.7/100 63.9/100 UPST
Profit Margin 21.4% 4.7% BFH
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

BFH 1M: -5.0% · 3M: -5.2% UPST 1M: -16.2% · 3M: -34.0%

Current Technical Phase

BFH

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 34

RSI (14): 33.9 · Price: $96.94

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -9.5%), weak momentum, RSI 31

RSI (14): 31.3 · Price: $22.95

Fundamentals Snapshot

Metric BFH UPST
Market Cap — —
Forward P/E 7.1 6.6
Trailing P/E 7.6 44.2
Revenue (TTM) — —
Revenue Growth 0.0% 0.4%
Gross Margin 1.0% 0.8%
Operating Margin 0.3% 0.1%
EPS 12.89 0.52
Dividend Yield 0.01% —

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.