BFH vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 11, 2026

BFH

58.4
AI Score
VS
BFH Wins

UPST

48.6
AI Score

Investment Advisor Scores

BFH

58score
Recommendation
HOLD

UPST

49score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric BFH UPST Winner
Forward P/E 8.2576 14.9925 BFH
PEG Ratio 3.1767 0 Tie
Revenue Growth 3.8% 42.3% UPST
Earnings Growth 21.2% 211.2% UPST
Tradestie Score 58.4/100 48.6/100 BFH
Profit Margin 21.4% 4.7% BFH
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

BFH 1M: -3.7% · 3M: +4.7% UPST 1M: -12.1% · 3M: -19.5%

Current Technical Phase

BFH

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 49

RSI (14): 48.8 · Price: $106.37

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -4.4%), weak momentum, RSI 36

RSI (14): 35.9 · Price: $25.59

Fundamentals Snapshot

Metric BFH UPST
Market Cap
Forward P/E 8.0 7.4
Trailing P/E 8.3 50.2
Revenue (TTM)
Revenue Growth 0.0% 0.4%
Gross Margin 1.0% 0.8%
Operating Margin 0.3% 0.1%
EPS 12.89 0.50
Dividend Yield 0.01%

Frequently Asked Questions

Based on our detailed analysis, BFH is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.