CBU vs NBTB

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 04, 2026

CBU

56.0
AI Score
VS
CBU Wins

NBTB

54.2
AI Score

Investment Advisor Scores

CBU

56score
Recommendation
HOLD

NBTB

54score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric CBU NBTB Winner
Revenue 213.29M 94.39M CBU
Net Income 57.22M 83.91M NBTB
Net Margin 26.8% 88.9% NBTB
ROE 2.8% 8.4% NBTB
ROA 0.3% 0.9% NBTB
Total Assets 17.74B 9.55B CBU
Cash 572.17M 174.63M CBU

Relative Price Performance (Last 90 Days)

CBU 1M: -1.6% · 3M: +4.6% NBTB 1M: +5.7% · 3M: +19.7%

Current Technical Phase

CBU

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (2.5% over 20 days), RSI 51

RSI (14): 51.0 · Price: $66.54

NBTB

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (6.2% over 20 days), RSI 61

RSI (14): 61.2 · Price: $52.91

Fundamentals Snapshot

Metric CBU NBTB
Market Cap
Forward P/E 12.6 11.7
Trailing P/E 15.0 12.8
Revenue (TTM)
Revenue Growth 0.1% 0.2%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.4%
EPS 4.31 4.11
Dividend Yield 0.03% 0.03%

Frequently Asked Questions

Based on our detailed analysis, CBU is currently the stronger investment candidate, winning 3 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.