COF vs PYPL

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 19, 2026

COF

56.8
AI Score
VS
PYPL Wins

PYPL

66.3
AI Score

Investment Advisor Scores

COF

57score
Recommendation
HOLD

PYPL

66score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric COF PYPL Winner
Revenue 31.08B 4.62B COF
Net Income 5.19B 84.00M COF
Net Margin 16.7% 1.8% COF
ROE 4.6% 0.5% COF
ROA 0.8% 0.2% COF
Total Assets 673.84B 54.27B COF
Free Cash Flow 13.55B 1.22B COF

Relative Price Performance (Last 90 Days)

COF 1M: -10.1% · 3M: -5.7% PYPL 1M: -3.4% · 3M: +17.1%

Current Technical Phase

COF

Markdown
Sell / avoid

Price below a falling SMA50 (slope -0.2%), weak momentum, RSI 35

RSI (14): 34.9 · Price: $194.72

PYPL

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 44

RSI (14): 44.0 · Price: $52.80

Fundamentals Snapshot

Metric COF PYPL
Market Cap — —
Forward P/E 8.2 9.1
Trailing P/E 10.7 10.0
Revenue (TTM) — —
Revenue Growth 11.1% 0.0%
Gross Margin 1.0% 0.4%
Operating Margin 0.3% 0.2%
EPS 18.15 5.29
Dividend Yield 0.02% 0.01%

Frequently Asked Questions

Based on our detailed analysis, PYPL is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.