PYPL
PayPal Holdings, Inc. Common Stock
SERVICES-BUSINESS SERVICES, NEC
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PayPal (PYPL) Stock: Buy, Sell, or Hold?
$58.30
-1.18 (-1.98%)
âŧ
5d:
-1.12%
30d:
+3.92%
90d:
-5.45%
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70/30 Portfolio Builder
Earnings: Oct 27, 2026
0d
Protect PYPL Gains
Updated Nov 12, 12:00 AM ET
QUANTITATIVE VERDICT
WAIT
LOW Confidence (41%)
Quality Score
43/100
Position
SLIGHTLY HIGH
30-Day Fair Range
$55.49 â $58.70
Position: SLIGHTLY HIGH
Forward P/E & Valuation
9.9x
FAIR
vs 8.9x historical avg
Wall Street Target
$57.28
-1.7% vs target
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$56.48 / $60.87
Trend: Uptrend
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
âšī¸ NEUTRAL: PYPL is fairly priced but lacks strong directional signals. At 3.7% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
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Interactive Price Chart (1 Month)
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Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$66.71
Based on 4.9% avg growth
INTRINSIC VALUE TODAY
$41.42
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PYPL is currently trading at $58.30, which is considered slightly high relative to its 30-day fair value range of $55.49 to $58.70. From a valuation perspective, the stock is trading at a premium (Forward PE: 9.9) compared to its historical average (8.9). At these levels, the market is pricing in 3.7% annual earnings growth.
Technical Outlook: Technically, PYPL is in a uptrend. Immediate support is located at $56.48, while resistance sits at $60.87.
Market Sentiment: PYPL scores 31/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, PYPL is in a uptrend. Immediate support is located at $56.48, while resistance sits at $60.87.
Market Sentiment: PYPL scores 31/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$55.49 -
$58.70
Company Quality Score
43/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
41.4%
Trading Range & Key Levels
30-Day Trading Range
$55.49 -
$58.70
Current vs Trading Range
SLIGHTLY HIGH
Support Level
$56.48
Resistance Level
$60.87
Current Trend
Uptrend
Technical data as of
Nov 12, 2026
Protect Your Profits
Holding PYPL? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanQuantitative Signal Breakdown
- BEARISH: Weak technical setup (31/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($57.28)
- BULLISH: Expecting earnings turnaround to 3.7% growth with 2.0% revenue growth
- WARNING: Composite score 43/100 in the bottom quintile â this cohort historically lags the market
Fundamental Context
Forward P/E (Next Year Est.)
9.88
Wall Street Target
$57.28
(-1.7%)
Revenue Growth (YoY)
2.0%
Earnings Growth (YoY)
-3.8%
Profit Margin
13.8%
Valuation Premium vs History
+3.7% premium
PE vs Historical
9.9 vs 8.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.7%
(market-implied from PE analysis)
1-Year Target
$60.46
(+4%)
2-Year Target
$62.69
(+8%)
3-Year Target
$65.01
(+12%)
3-Yr Target (if PE normalizes)
(PE: 10â9)
PE COMPRESSION
$58.57
(+1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 5.8%)
$138.69
(+138%)
Base:
(SPY PE: 9.9, Growth: 5.8%)
$68.99
(+18%)
Bear:
(PE: 8.4, Growth: 5.8%)
$58.64
(+1%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 11.35 | Current EPS (TTM): $5.24
Bull Case
$73.69
(+26%)
Analyst growth 12.6%, PE expands to 12.5
Base Case
$66.99
(+15%)
Market implied 12.6%, PE stable at 11.4
Bear Case
$40.45
(-31%)
Severe decline -20.0%, PE contracts to 9.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
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bloggers & journalists: you are free to use our charts with attribution.Reddit & Retail Trader Sentiment (PYPL)
Bullish
5 Retail Mentions
Reddit / WSB Comments
2
Bearish
StockTwits Volume
3 msgs
24h retail stream
Last Tracked
Nov 13, 2026
Daily AI digest
AI Retail Discussion Summary:
PayPal Holdings (PYPL) saw a surge in bullish sentiment on StockTwits as news broke that private equity firms CD&R and GTCR had abandoned buyout talks for Global Payments (GPN). PayPal has recently focused on buying back its own stock, purchasing $6.0 billion worth over the past year.
Key Retail Themes:
PayPal's buyback strategy
Aborted buyout talks for Global Payments
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams.
View All Trending Reddit & WSB Stocks →
Last updated: November 12, 2026 6:50 PM ET
Data refreshes hourly during market hours. Next update: 7:50 PM
Data refreshes hourly during market hours. Next update: 7:50 PM
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Technical Signals Check
Is PYPL showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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