COF vs SYF

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 22, 2026

COF

62.0
AI Score
VS
SYF Wins

SYF

62.4
AI Score

Investment Advisor Scores

COF

62score
Recommendation
HOLD

SYF

62score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric COF SYF Winner
Forward P/E 8.569 7.0771 SYF
PEG Ratio 0.182 0.9315 COF
Revenue Growth 1111.0% 0.6% COF
Earnings Growth -3.2% 3.6% SYF
Tradestie Score 62.0/100 62.4/100 SYF
Profit Margin 21.9% 35.5% SYF
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

COF 1M: -10.1% · 3M: -5.7% SYF 1M: -8.4% · 3M: -6.9%

Current Technical Phase

COF

Markdown
Sell / avoid

Price below a falling SMA50 (slope -0.2%), weak momentum, RSI 35

RSI (14): 34.9 · Price: $194.72

SYF

Markdown
Sell / avoid

Price below a falling SMA50 (slope -0.1%), weak momentum, RSI 39

RSI (14): 38.7 · Price: $71.77

Fundamentals Snapshot

Metric COF SYF
Market Cap — —
Forward P/E 8.2 6.9
Trailing P/E 10.7 7.3
Revenue (TTM) — —
Revenue Growth 11.1% 0.0%
Gross Margin 1.0% 1.0%
Operating Margin 0.3% 0.5%
EPS 18.15 9.83
Dividend Yield 0.02% 0.02%

Frequently Asked Questions

Based on our detailed analysis, SYF is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.