SYF vs COF

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 22, 2026

SYF

62.4
AI Score
VS
SYF Wins

COF

62.0
AI Score

Investment Advisor Scores

SYF

62score
Recommendation
HOLD

COF

62score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric SYF COF Winner
Forward P/E 7.0771 8.569 SYF
PEG Ratio 0.9315 0.182 COF
Revenue Growth 0.6% 1111.0% COF
Earnings Growth 3.6% -3.2% SYF
Tradestie Score 62.4/100 62.0/100 SYF
Profit Margin 35.5% 21.9% SYF
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

SYF 1M: -6.7% · 3M: -6.3% COF 1M: -8.0% · 3M: -5.2%

Current Technical Phase

SYF

Markdown
Sell / avoid

Price below a falling SMA50 (slope -0.0%), weak momentum, RSI 38

RSI (14): 37.6 · Price: $71.51

COF

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 34

RSI (14): 34.5 · Price: $194.48

Fundamentals Snapshot

Metric SYF COF
Market Cap — —
Forward P/E 6.9 8.2
Trailing P/E 7.4 10.8
Revenue (TTM) — —
Revenue Growth 0.0% 11.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.3%
EPS 9.64 17.84
Dividend Yield 0.02% 0.02%

Frequently Asked Questions

Based on our detailed analysis, SYF is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.